17 OLD OAK DRIVE N, PALM COAST, FL, 32137
Active389 days on marketListed Jul 12, 2025MLS #O6326042
About this home
17 OLD OAK DRIVE N
Step into this BRAND NEW 4 BED, 3.5 BATH, 3 CAR GARAGE, CONCRETE BLOCK home in the quaint gated Sanctuary. This stunning home is designed with luxury, comfort, and effortless entertaining in mind. A warm neutral palette, smooth walls and ceilings, and refined architectural details instantly elevate the space with timeless elegance. Soaring 12-16 ft ceilings provide an airy ambiance, while wide luxury vinyl plank flooring adds warmth and durability underfoot. Enjoy expansive windows and multi-panel sliding glass doors, bringing the outside in and highlighting the home's open inviting layout. At the heart of the home is a chef's dream GOURMET KITCHEN that is sleek, modern, and incredibly functional. Quartz countertops stretch across an oversized waterfall island and continue as a full-height backsplash, perfectly complementing the ceiling-height premium cabinetry. Tucked nearby is a private BUTLER'S PANTRY offering additional workspace, storage, and elegance rarely found. Adjacent to the main living areas is a private OFFICE with French doors providing the perfect retreat for working from home or quiet reflection. The spacious laundry room, complete with built-in cabinetry and quartz counters, brings both style and convenience to daily routines. The luxurious primary suite offers a peaceful escape, featuring a SPA-INSPIRED BATH with a frameless glass super shower, dual shower heads, a deep soaking tub, double vanities with quartz counters, and a private water closet. Three additional bedrooms are generously sized with ample closet space and are thoughtfully positioned to offer privacy and comfort for family or guests. Two well-appointed full bathrooms with upgraded finishes serve the secondary bedrooms, while another convenient half bath is ideally located for guests. Outdoor living has been thoughtfully designed with a sprawling DOUBLE LANAIS with an OUTDOOR KITCHEN, ideal for year-round entertaining. There is endless potential with ROOM FOR A POOL to create a private resort-style retreat. Seller is open to installing a backyard fence with acceptable offer. 1 YEAR BUILDER and 10 YEAR STRUCTURAL WARRANTY INCLUDED! Preferred lender incentives are also available! Discover the hidden gem of Palm Coast in The Sanctuary, a private, gated boating community offering the perfect blend of tranquility, luxury, and Florida charm. Tucked away along the Intracoastal Waterway, this exclusive enclave featuring 175 homes, invites you to live each day like a vacation. Whether you're dreaming of expansive waterfront views or a lush, oak-shaded setting, this vibrant community offers something for everyone. More than just a neighborhood, The Sanctuary is a way of life. Spend your days sailing the Intracoastal, soaking in the sunshine, or exploring the surrounding natural landscape, all within the comfort of a secure, beautifully maintained community. The Sanctuary features pristine lakes and trails that wind through majestic old oak trees. Leaving The Sanctuary, you have easy access to an abundance of shopping and activities, most notably beautiful Atlantic beaches and several golf courses. From Palm Coast, you only need to travel a few miles on I-95 to explore northeastern Florida including Jacksonville, St. Augustine, Ormond, Orlando, and Daytona Beach, as well as many parks and attractions.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,967
Sqft
0.36 ac
Lot size
3
Garage
2025
Year built
One
Levels
$362
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,692 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,692/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Palm Coast actives
$362 vs $222
Days on market
389 vs 52 typical
Where $362/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
176 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 181% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 17 OLD OAK DRIVE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,425,000
78 OLD OAK DRIVE S · same community
4 bd · 3 ba · 3,011 sqft · $473/sqft · 161 DOM
Sold · Aug ’25$535,000
41 OLD OAK DRIVE S · same community
5 bd · 3.5 ba · 3,290 sqft · $163/sqft · 0 DOM
Sold · Jul ’26$1,205,000
18 OLD OAK DRIVE N · same community
5 bd · 4 ba · 3,420 sqft · $352/sqft · 76 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 17 OLD OAK DRIVE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 17 OLD OAK DRIVE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
17 OLD OAK DRIVE N FAQs
What would the monthly payment be for 17 OLD OAK DRIVE N?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,692/mo — principal and interest, the actual property-tax bill, the $165/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 17 OLD OAK DRIVE N?+
The association fee works out to $165 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 17 OLD OAK DRIVE N?+
The most recent tax bill on record (2024) was $1,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 17 OLD OAK DRIVE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $1,074,900, this home is listed about 169% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 17 OLD OAK DRIVE N?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,074,900 runs 181% above the PALM COAST 32137 median — but at 2,967 sqft it's also 57% larger than the typical Palm Coast listing.
02Time on market is leverage
389 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,300,000, now $1,074,900 — a $225K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SPECIALISTS · Dimpreet Smith. MLS #O6326042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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