David Ramirez
$194,900$225,000$1,525 /mo all-in ↓

32944 COUNTY ROAD 437, SORRENTO, FL, 32776

Active383 days on marketListed Jul 9, 2025MLS #O6325559

Priced 55% below the SORRENTO 32776 medianReduced $30KHILLTOP SORRENTO

About this home

32944 COUNTY ROAD 437

Great Place to build a new home,Lot has nice trees but has been mostly cleared for a home site, Has old utilities on site sold as is,Can live on property while building a new home. There is a new home just built next door, Fenced and Gated , So close to everything.

Facts & features

The home at a glance

1.5 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2024)$1,574/yr

Utilities & systems

UtilitiesElectrical Nearby · Water Nearby
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,525 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,147
FHA mortgage insurance (est.)$86
Property tax — 2024 actual bill$131
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,822Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,822
Interest rate6.00%
Loan term

Estimated payment

$1,525/mo

Principal & interest$1,147
FHA mortgage insurance (est.)$86
Property taxes (actual bill)$131
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sorrento

Map of 32944 COUNTY ROAD 437

Drive times from this address

Downtown Orlando41 min
Universal Orlando45 min
Walt Disney World51 min
Orlando Int’l Airport (MCO)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sorrento. See the full Sorrento guide →

SORRENTO 32776 — neighborhood snapshot

Population

12,668

Median age

43.1

Median income

$97,217

Median home value

$374,000

Avg household

2.81

Households w/ children

1,164

For the school run

Lake County School District

ElementarySorrento Elementary★★★★★
MiddleMt. Dora Middle School★★★★★
HighMt. Dora High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sorrento market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$412K$474K

Sorrento median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

Median sold price, Sorrento, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 55% below the SORRENTO 32776 median. See the full Sorrento market guide →

Paper trail

This home's history

CurrentPrice reduced to $194,900 $30K
Jul 9, 2025Listed at $225,000 · 383 days on market since

Reality check

What actually sold near 32944 COUNTY ROAD 437

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

32914 COUNTY ROAD 437Sold · Nov ’25

$130,000

32914 COUNTY ROAD 437 · same community

2 bd · 1 ba · 960 sqft · $135/sqft · 26 DOM

31700 ORANGE STREETSold · Jun ’26

$240,000

31700 ORANGE STREET

3 bd · 2 ba · 960 sqft · $250/sqft · 50 DOM

31647 MOUNT PLYMOUTH LOOPSold · Dec ’25

$102,000

31647 MOUNT PLYMOUTH LOOP

3 bd · 1 ba · 1,248 sqft · $82/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 32944 COUNTY ROAD 437 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 32944 COUNTY ROAD 437 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

32944 COUNTY ROAD 437 FAQs

What would the monthly payment be for 32944 COUNTY ROAD 437?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,525/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 32944 COUNTY ROAD 437?+

The most recent tax bill on record (2024) was $1,574. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sorrento?+

At $194,900, this home is listed about 56% below the Sorrento median of $443,745. The market section on this page shows how the area is trending.

Which schools are assigned to 32944 COUNTY ROAD 437?+

Sorrento Elementary (elementary), Mt. Dora Middle School (middle), Mt. Dora High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the SORRENTO 32776 market on paper

$194,900 is 55% below the SORRENTO 32776 median of $431,490.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

383 days on market against a Sorrento median of 26 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $225,000, now $194,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of SOUTHERN REALTY ENTERPRISES · Frank Filippelli. MLS #O6325559.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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