David Ramirez
$325,000$440,0004 bd3 ba2,265 sqft$143 /sqft$2,217 /mo all-in ↓

15 ZELDA COURT, PALM COAST, FL, 32164

Active405 days on marketListed Jun 30, 2025MLS #O6322275

Priced 5% below the PALM COAST 32164 medianReduced $115KPrivate poolSingle Family ResidencePALM COAST SEC 63

About this home

15 ZELDA COURT

Short Sale. Financing options available. MOTIVATED SELLERS - bring your offers! Property is being sold AS-IS with no repairs. Welcome to this move-in ready gem located on a peaceful cul-de-sac in the desirable Quail Hollow subdivision! Built in 2020, this spacious 4-bedroom, 3-bathroom home offers the perfect blend of comfort, style, and convenience. Step inside to an inviting open floorplan featuring high ceilings, tile floors, and large windows that bathe the space in natural light. The heart of the home is the modern kitchen, boasting granite countertops, stainless steel appliances, wood cabinetry, and a cozy eat-in dinette area—perfect for casual meals and entertaining alike. The private primary suite offers a serene retreat with a generous walk-in closet and a luxurious en-suite bathroom complete with double vanity sinks, a garden tub, and a separate stand-alone shower. Three additional guest bedrooms and two full bathrooms provide plenty of space for family or visitors. Enjoy the Florida lifestyle year-round outside with the beautifully stoned paved patio and an above-ground pool and relaxing hot tub —all overlooking a tranquil conservation backyard. This home not only offers comfort and style but also energy efficiency with solar panels are paid off. With NO HOA and a prime location just minutes from shopping, dining, and entertainment, you're only 10–15 minutes from the beach and have easy access to I-95. Enjoy nature out back and city convenience out front—just 30 minutes to both Daytona Beach and historic St. Augustine. This home truly has it all—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,265

Sqft

0.23 ac

Lot size

2

Garage

2020

Year built

One

Levels

$143

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Solar

Outside & construction

RoofShingle
ConstructionBrick · Other · Wood Frame
FoundationSlab
ViewPool · Trees/Woods
FacesNorthwest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox

Community & fees

Taxes (2024)$0/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Public · Solar
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,217 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2024 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,515/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Est. property taxes$298
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$312KedgeAI estimate $605,570 · range $513K$700K$728K

vs edgeAI estimate

−46.3%

$/sqft vs Palm Coast actives

$143 vs $223

Days on market

405 vs 49 typical

Where $143/sqft sits among the 400 Palm Coast actives

210 · this home
84
43
26
9
28
$143–226$226–308$308–391$391–473$473–556$556+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Quail Hollow

Map of 15 ZELDA COURT inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Quail Hollow — neighborhood snapshot

Population

2,975

Median age

49

Median income

$81,242

Median home value

$333,104

Avg household

3

Households w/ children

217

For the school run

Flagler County School District

HighFlagler-Palm Coast High School★★★★★
ElementaryBunnell Elementary School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$355K$361K

Palm Coast median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

193 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the PALM COAST 32164 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 $115K
Jun 30, 2025Listed at $440,000 · 405 days on market since
2020Built · PALM COAST SEC 63

Reality check

What actually sold near 15 ZELDA COURT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2 ZINZENDORF PLACESold · Jan ’26

$377,900

2 ZINZENDORF PLACE · same community

4 bd · 3 ba · 2,265 sqft · $167/sqft · 46 DOM

24 ZEBULAHS TRAILSold · Sep ’25

$402,000

24 ZEBULAHS TRAIL · same community

3 bd · 2 ba · 2,036 sqft · $197/sqft · 22 DOM

15 ZONAL GERANIUM COURTSold · Mar ’26

$525,000

15 ZONAL GERANIUM COURT · same community

4 bd · 3.5 ba · 2,495 sqft · $210/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15 ZELDA COURT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15 ZELDA COURT — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

15 ZELDA COURT FAQs

What would the monthly payment be for 15 ZELDA COURT?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,217/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 15 ZELDA COURT?+

The most recent tax bill on record (2024) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15 ZELDA COURT?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $325,000, this home is listed about 19% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 15 ZELDA COURT?+

Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PALM COAST 32164 market on paper

$325,000 is 5% below the PALM COAST 32164 median of $341,900, and at $143/sqft it sits under the Palm Coast average of $259.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

405 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $440,000, now $325,000 — a $115K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Veronica Figueroa. MLS #O6322275.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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