David Ramirez
$559,000$620,0002 bd2 ba1,198 sqft$467 /sqft$4,445 /mo all-in ↓

5201 S ATLANTIC AVENUE UNIT 703A, NEW SMYRNA BEACH, FL, 32169

Active414 days on marketListed Jun 26, 2025MLS #O6321372

Reduced $61KWaterfrontCondominiumOCEAN VIEW TOWERS

About this home

5201 S ATLANTIC AVENUE UNIT 703A

Enjoy stunning Atlantic Ocean views from this beautifully updated 7th-floor, 2-bedroom, 2-bath condo located on New Smyrna Beach’s desirable no-drive beach. Fully furnished and move-in ready, this residence offers a comfortable coastal lifestyle with exceptional views and convenient amenities. The updated kitchen features modern finishes and opens to a spacious living area filled with natural light. Step onto the private balcony to enjoy ocean breezes, peaceful mornings, and beautiful sunrises over the Atlantic. The community offers a variety of amenities, including a thermal-heated pool, tennis courts, shuffleboard, clubhouse, grilling area, and direct beach access. With fully funded reserves and no upcoming special assessments, this property provides both lifestyle and peace of mind. Ideally located near New Smyrna Beach’s restaurants, boutiques, and local attractions, with easy access to Daytona Beach Airport and Orlando, this condo is an excellent choice for a vacation retreat, full-time residence, or investment property.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,198

Sqft

5.42 ac

Lot size

1980

Year built

One

Levels

$467

Per sqft

Waterfront

Inside

FlooringTile
AppliancesMicrowave · Refrigerator
InteriorEating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionBlock
FoundationCrawlspace
FacesEast
ExteriorBalcony · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2024)$8,958/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,445 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property tax — 2024 actual bill$747
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,565Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,565
Interest rate6.00%
Loan term

Estimated payment

$4,445/mo

Principal & interest$3,291
FHA mortgage insurance (est.)$247
Property taxes (actual bill)$747
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $559K
$537KedgeAI estimate $659,109 · range $581K$738K$768K

vs edgeAI estimate

−15.2%

$/sqft vs New Smyrna Beach actives

$467 vs $368

Days on market

414 vs 70 typical

Where $467/sqft sits among the 400 New Smyrna Beach actives

161
81
77 · this home
36
18
27
$177–303$303–429$429–555$555–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Smyrna Beach

Map of 5201 S ATLANTIC AVENUE UNIT 703A

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

NEW SMYRNA BEACH 32169 — neighborhood snapshot

Population

10,527

Median age

64.3

Median income

$99,260

Median home value

$485,400

Avg household

1.74

Households w/ children

373

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryRead-Pattillo Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

214 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $559,000 $61K
Jun 26, 2025Listed at $620,000 · 414 days on market since
1980Built · OCEAN VIEW TOWERS

Reality check

What actually sold near 5201 S ATLANTIC AVENUE UNIT 703A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5201 S ATLANTIC AVENUE UNIT 202ASold · Jun ’26

$540,000

5201 S ATLANTIC AVENUE UNIT 202A · same community

2 bd · 2 ba · 1,184 sqft · $456/sqft · 9 DOM

5201 S ATLANTIC AVENUE UNIT 401ASold · Jan ’26

$355,000

5201 S ATLANTIC AVENUE UNIT 401A · same community

1 bd · 1 ba · 1,007 sqft · $353/sqft · 242 DOM

5201 S ATLANTIC AVENUE UNIT 301ASold · Feb ’26

$379,275

5201 S ATLANTIC AVENUE UNIT 301A · same community

1 bd · 1 ba · 920 sqft · $412/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5201 S ATLANTIC AVENUE UNIT 703A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5201 S ATLANTIC AVENUE UNIT 703A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

5201 S ATLANTIC AVENUE UNIT 703A FAQs

What would the monthly payment be for 5201 S ATLANTIC AVENUE UNIT 703A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,445/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5201 S ATLANTIC AVENUE UNIT 703A?+

The most recent tax bill on record (2024) was $8,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5201 S ATLANTIC AVENUE UNIT 703A?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $559,000, this home is listed about 8% above the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5201 S ATLANTIC AVENUE UNIT 703A?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Time on market is leverage

414 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $620,000, now $559,000 — a $61K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Julia Nikulina. MLS #O6321372.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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