JAMES STREET, ASTOR, FL, 32102
Active406 days on marketListed Jun 11, 2025MLS #O6317706
About this home
JAMES STREET
LEVEL, WOODED, RESIDENTIAL LOT ON A PAVED ROAD. WATER, SEWER AND ELECTRIC HOOKUPS AVAILABLE AT STREET. BRING YOUR BUILDER OR BUYER LOOKING FOR A BEAUTIFUL WOODED LOT ON A DEAD END STREET. CLOSE TO STORES AND RESTAURANTS IN ASTOR. CLOSE TO BOAT RAMPS ON ST JOHNS RIVER. MOTIVATED SELLER. BRING ALL OFFERS.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$353 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$353/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Astor
Get to know Astor. See the full Astor guide →
ASTOR 32102 — neighborhood snapshot
Population
2,401
Median age
59
Median income
$56,598
Median home value
$142,500
Avg household
1.94
Households w/ children
97%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Astor market
$235K → $250K
Astor median sold, yr/yr
89.9%
Sale-to-list ratio (12 mo)
Median sold price, Astor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the ASTOR 32102 median. See the full Astor market guide →
Paper trail
This home's history
Reality check
What actually sold near JAMES STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$100,000
24519 PEARL STREET
2 bd · 1 ba · 672 sqft · $149/sqft · 301 DOM
Sold · Nov ’25$50,000
24048 ERMINE ROAD
2 bd · 2 ba · 672 sqft · $74/sqft · 4 DOM
Sold · Jan ’26$110,000
56304 HAZELNUT ROAD
1 bd · 1 ba · 672 sqft · $164/sqft · 183 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about JAMES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for JAMES STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
JAMES STREET FAQs
What would the monthly payment be for JAMES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $353/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on JAMES STREET?+
The most recent tax bill on record (2024) was $260. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at JAMES STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Astor?+
At $27,000, this home is listed about 89% below the Astor median of $249,500. The market section on this page shows how the area is trending.
Which schools are assigned to JAMES STREET?+
Spring Creek Charter School (elementary), Umatilla Middle School (middle), Umatilla High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ASTOR 32102 market on paper
$27,000 is 89% below the ASTOR 32102 median of $241,500.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
406 days on market against a Astor median of 32 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $35,000, now $27,000 — a $8K cut. The full history is in the market section below.
Listing courtesy of BLACKWATER REALTY GROUP · Shannon Hutto. MLS #O6317706.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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