David Ramirez
$399,900$450,000$3,237 /mo all-in ↓

10131 EAGLE PRESERVE DRIVE, ENGLEWOOD, FL, 34224

Active422 days on marketListed Jun 6, 2025MLS #O6316220

Reduced $50KWaterfrontEAGLE PRESERVE ESTATES

About this home

10131 EAGLE PRESERVE DRIVE

Build your dream home on a spectacular .39 acre waterfront lot directly on Lemon Bay in the gated, secluded, custom-built home community of Eagle Preserve Estates! The back of the lot is west-facing, allowing you to enjoy sunsets from your backyard pool or balcony. This 86 ft. waterfront lot is ready to build with the great perk of underground utilities (public water and sewer)! Survey of the lot has already been completed, which determined the lot has a buildable area of approx. 5,545 sq. ft. after setbacks. Mangroves have been regularly trimmed, allowing for a picturesque water view! Treat yourself to beautiful sunsets, amazing views, and watching manatees, pelicans, eagles, and osprey. This hidden gem, on the Cape Haze Peninsula in south Englewood, has bike and walking paths, boating and beaches, golf and more nearby! The Don Pedro Island Ferry and Boca Grande Island with its beautiful beaches are only minutes away! Eagle Preserve Estates is an exclusive private community with low HOA fees, and is adjacent to the respected Lemon Bay Golf & Country Club, which is an Audubon sanctioned habitat for many beautiful species. Membership in the golf club is not required.

Facts & features

The home at a glance

0.39 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

HOA fee$124/mo
Taxes (2024)$5,069/yr
PetsNo

Utilities & systems

UtilitiesCable Available · Electricity Available · Fire Hydrant · Private · Public · Sewer Available · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,237 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2024 actual bill$422
HOA fee — from the listing$124
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$3,237/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$422
HOA / condo fee$124
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Englewood

Map of 10131 EAGLE PRESERVE DRIVE

Get to know Englewood. See the full Englewood guide →

ENGLEWOOD 34224 — neighborhood snapshot

Population

15,971

Median age

63.6

Median income

$56,862

Median home value

$262,200

Avg household

2.02

Households w/ children

795

For the school run

Charlotte County School District

HighLemon Bay High School★★★★★
MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Englewood market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$320K$333K

Englewood median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 349% above the ENGLEWOOD 34224 median. See the full Englewood market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,900 $50K
Jun 6, 2025Listed at $450,000 · 422 days on market since

Reality check

What actually sold near 10131 EAGLE PRESERVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9891 EAGLE PRESERVE DRIVESold · Oct ’25

$1,075,000

9891 EAGLE PRESERVE DRIVE · same community

3 bd · 2.5 ba · 2,368 sqft · $454/sqft · 0 DOM

9801 EAGLE PRESERVE DRIVESold · Mar ’26

$2,200,000

9801 EAGLE PRESERVE DRIVE · same community

3 bd · 3 ba · 3,022 sqft · $728/sqft · 115 DOM

7070 PLACIDA ROAD UNIT 1121Sold · Jun ’26

$252,500

7070 PLACIDA ROAD UNIT 1121

1 bd · 1 ba · 648 sqft · $390/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10131 EAGLE PRESERVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10131 EAGLE PRESERVE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

10131 EAGLE PRESERVE DRIVE FAQs

What would the monthly payment be for 10131 EAGLE PRESERVE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,237/mo — principal and interest, the actual property-tax bill, the $124/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10131 EAGLE PRESERVE DRIVE?+

The association fee works out to $124 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10131 EAGLE PRESERVE DRIVE?+

The most recent tax bill on record (2024) was $5,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10131 EAGLE PRESERVE DRIVE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Englewood?+

At $399,900, this home is listed about 8% above the Englewood median of $369,302. The market section on this page shows how the area is trending.

Which schools are assigned to 10131 EAGLE PRESERVE DRIVE?+

Lemon Bay High School (high), L. A. Ainger Middle School (middle), Vineland Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$399,900 runs 349% above the ENGLEWOOD 34224 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

422 days on market against a Englewood median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Lemon Bay High School, L. A. Ainger Middle School, Vineland Elementary School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $450,000, now $399,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6316220.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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