2433 LYDIA WAY, NEW SMYRNA BEACH, FL, 32168
Active431 days on marketListed Jun 2, 2025MLS #O6314674
About this home
2433 LYDIA WAY
Charming Furnished 3-bed, 2-bath Home with Cowboy Pool • Easy access to Canal Street, Flagler Avenue • Well-appointed kitchen • Luxury mattresses, elevated linens and blackout curtains • Backyard with cowboy pool and fire pit BEDROOM 1: King Bed | Bedroom 2: Queen Bed | Bedroom 3: Queen Bed | Living Room: Comfy Sectional, SAMSUNG Frame TV. OUTDOOR LIVING: Patio, outdoor seating, dusk to dawn string lights and our quaint cowboy pool create lots of ambiance. INDOOR LIVING: Smart TVs, dining table, shower/tub combo, games, dedicated workspace KITCHEN: Stove/oven, café appliances, refrigerator, elevated cooking essentials, dishware/flatware, coffee maker, Breville espresso machine, Kitchenaid Mixer, microwave, toaster PARKING: Perfect driveway for your truck/trailer, boat or bikes; easily fits 2-3 vehicles. Room sizes are intended to be accurate but are not guaranteed. Easy access to I95, SR44, & 6 miles to the BEACH! THIS HOME IS A MUST SEE!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,347
Sqft
0.21 ac
Lot size
1983
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$186 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$186/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$3 vs $385
Days on market
431 vs 68 typical
Where $3/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $445K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
206 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2433 LYDIA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$300,000
543 PALM DRIVE · same community
3 bd · 2 ba · 1,218 sqft · $246/sqft · 4 DOM
Sold · Dec ’25$535,000
397 PALM DRIVE · same community
3 bd · 2 ba · 2,191 sqft · $244/sqft · 107 DOM
Sold · Jun ’26$265,000
2286 HAWKS COVE CIRCLE
2 bd · 2 ba · 1,378 sqft · $192/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2433 LYDIA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2433 LYDIA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2433 LYDIA WAY FAQs
What would the monthly payment be for 2433 LYDIA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $186/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2433 LYDIA WAY?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $3,600, this home is listed about 99% below the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.
Which schools are assigned to 2433 LYDIA WAY?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$3,600 is 99% below the NEW SMYRNA BEACH 32168 median of $369,000, and at $3/sqft it sits under the New Smyrna Beach average of $420.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
431 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,000, now $3,600 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SHAWFIELD REALTY GROUP · Carrie Sue Shawfield. MLS #O6314674.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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