David Ramirez
$1,390,000$1,649,0004 bd2.5 ba3,394 sqft$410 /sqft$8,432 /mo all-in ↓

3939 LAKE ERIE ROAD, GROVELAND, FL, 34736

Active476 days on marketListed Apr 24, 2025MLS #O6301849

Reduced $259KWaterfrontSingle Family ResidenceGROVELAND FARMS 15-23-24

About this home

3939 LAKE ERIE ROAD

36.8 ACRES OF PRISTINE, WOODED LAND, PRIVACY AT IT BEST and a ONE-OF-A-KIND THREE STORY HOME! Cross between old Florida and Swiss chalet architecture. Clad entirely in old growth pecky cypress and situated among canopying oaks, towering long leaf pines, and stands of old cypress trees, this home was meticulously designed and constructed to blend seamlessly into its natural surroundings. Upon driving up the tree covered driveway, a 72 foot wide front porch welcomes you with plenty of seating space to just relax and enjoy the outdoors. As you walk through the double doors at the entry of the home you are greeted by a large foyer and a living room with a CATHEDRAL CEILING, EXPOSED WOOD BEAMS, a WOOD-BURNING FIREPLACE, and tons of natural light flooding in from windows all the way around allowing the beauty of the private land to be seen from every angle. It’s the kind of space where you can watch deer or turkeys pass by at sunrise or listen to the call of owls from the comfort of your sofa. As you continue through the home, you are treated to woodland views from every room. Connected to the breakfast nook and family room is a large, screened back porch providing another perfect place to slow down and unwind while listening to the swaying pines and vibrant birdlife and watching butterflies float by. The home offers two beautiful loft areas perfect for reading or just having a quiet moment to reflect. These loft areas look out to the wooded property as well as overlooking the foyer and beautiful living room. The largest guest bedroom, which could be a secondary primary suite, has a walk-in closet and is pre-plumbed to have its own private bathroom. A large balcony connected to this bedroom and the loft, offer more space to take in the gorgeous landscape and even stargaze in the dark, night sky. You will find an unfinished attic on the second floor that can be accessed through a full size door. This area is great for storage or could easily be finished as additional living space. As you walk up the stairs to the THIRD FLOOR you will walk into another attic space with windows and natural lighting, and this area could also easily be converted into more additional living space. This home has a SECOND HOME ON THE PROPERTY that has power but just needs water hook up and A/C. With solid heart of pine wood floors, this would be a PERFECT ART STUDIO, WORKSHOP or ADDITIONAL COTTAGE DWELLING UNIT. Across the road, OPEN PASTURE ADDS POTENTIAL FOR HORSES. Let your imagination run wild with the ENDLESS OPPORTUNITIES that this property has to offer with even current future land use allowing for one residents per 5 acres of land also allowing additional dwelling unit, barn, stables, etc! GREAT FUTURE POTENTIAL WITH THIS PROPERTY! This home is located in a beautiful, quiet, rural area tucked away from the hustle and bustle yet has easy access to anywhere you want to go! This home is located about a half hour to all shopping in Clermont on Hwy. 50 and one hour to Orlando International and Tampa International Airports. Easy access to the Clermont and Harris Chain of Lakes. Only a couple minutes from the 800 acre Pasture Reserve with miles of hiking trails. Just about 30 minutes to Colt Creek State Park, Lake Louisa State Park, Green Swamp East Tract and just about one hour to Ocala National Forest. Don’t wait to come see this beautiful piece of paradise!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

3,394

Sqft

36.83 ac

Lot size

3

Garage

1981

Year built

Three Or More

Levels

$410

Per sqft

WaterfrontFireplacePark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Linoleum · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionOther
FoundationOther
ViewPark/Greenbelt · Trees/Woods
FacesSouth
ParkingCovered · Driveway · Garage Faces Side · Open · Other · Oversized
ExteriorFrench Doors · Lighting · Private Mailbox · Storage

Community & fees

Taxes (2024)$3,010/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,432 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,500
PMI (est., until 20% equity)$521
Property tax — 2024 actual bill$251
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,000
Interest rate6.00%
Loan term

Estimated payment

$8,432/mo

Principal & interest$7,500
PMI (est., until 20% equity)$521
Property taxes (actual bill)$251
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Groveland actives

$410 vs $201

Days on market

476 vs 39 typical

Where $410/sqft sits among the 238 Groveland actives

103
94
17
5
7
12 · this home
$153–196$196–238$238–281$281–324$324–367$367+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Map of 3939 LAKE ERIE ROAD

Drive times from this address

Walt Disney World55 min
Downtown Orlando57 min
Universal Orlando60 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

GROVELAND 34736 — neighborhood snapshot

Population

26,086

Median age

42

Median income

$82,478

Median home value

$335,300

Avg household

2.76

Households w/ children

2,798

For the school run

Lake County School District

HighSouth Lake High School★★★★★
ElementaryGroveland Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Groveland market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$378K$380K

Groveland median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

119 of 238

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 276% above the GROVELAND 34736 median. See the full Groveland market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,390,000 $259K
Apr 24, 2025Listed at $1,649,000 · 476 days on market since
1981Built · GROVELAND FARMS 15-23-24

Reality check

What actually sold near 3939 LAKE ERIE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2437 BAY LAKE LOOPSold · Jan ’26

$975,000

2437 BAY LAKE LOOP

4 bd · 4.5 ba · 3,681 sqft · $265/sqft · 376 DOM

2436 BAY LAKE LOOPSold · Feb ’26

$480,000

2436 BAY LAKE LOOP

4 bd · 2 ba · 2,280 sqft · $211/sqft · 50 DOM

3430 CONNIFF ROADSold · Feb ’26

$700,000

3430 CONNIFF ROAD

3 bd · 2 ba · 1,602 sqft · $437/sqft · 143 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3939 LAKE ERIE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3939 LAKE ERIE ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

3939 LAKE ERIE ROAD FAQs

What would the monthly payment be for 3939 LAKE ERIE ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,432/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3939 LAKE ERIE ROAD?+

The most recent tax bill on record (2024) was $3,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3939 LAKE ERIE ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $1,390,000, this home is listed about 256% above the Groveland median of $390,495. The market section on this page shows how the area is trending.

Which schools are assigned to 3939 LAKE ERIE ROAD?+

South Lake High School (high), Groveland Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,390,000 runs 276% above the GROVELAND 34736 median — but at 3,394 sqft it's also nearly twice the size of the typical Groveland listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

476 days on market against a Groveland median of 39 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,649,000, now $1,390,000 — a $259K cut. The full history is in the market section below.

Listing courtesy of LORI GILMORE REAL ESTATE LLC · Lori Gilmore. MLS #O6301849.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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