1890 N ATLANTIC AVENUE UNIT A403, COCOA BEACH, FL, 32931
Active486 days on marketListed Apr 7, 2025MLS #O6296884
About this home
1890 N ATLANTIC AVENUE UNIT A403
How would you like to wake up to the sounds of the waves rolling in along with the breathtaking sunrises over the Atlantic Ocean? If so, then this gorgeous 2 bedroom, 2 bathroom condo overlooking the shoreline of Cocoa Beach is for YOU!! This beachfront retreat features a 36 ft. private balcony where you can sip your morning coffee while watching the waves roll in and dolphins playing offshore. Inside, enjoy an open-concept floorplan (the Sand Dollar Model, which is the most popular layout), featuring a large, extended living room with stunning views of the beach. The split floorplan offers a great setup — with the guest bedroom and bath up front for privacy, and the primary bedroom tucked in the back, complete with sliding glass doors that open up to your own spacious balcony. The primary bedroom also features a walk-in closet and in-suite bathroom. The kitchen is just as inviting, with its own beach view (and community/pool view) and plenty of functionality — featuring a pantry, closet laundry space, and everything you need for relaxed coastal living. And that's not it!! Outside, enjoy direct beach access, a heated pool and spa, fitness center with sauna, a reception hall for events and gatherings; plus tennis courts, pickleball, basketball, shuffleboard, and more. This unit also includes your own private enclosed garage which is directly in front of building A! You will have the left parking space in Garage #A-16 - just another perk of this amazing condo! Royale Towers is located near Publix Shopping Center, ample dining options, Lori Wilson Park, Ron Jon Surf Shop, Cocoa Beach Pier, and MORE! Orlando International Airport, Disney, Universal, Sea World, and all major Central Florida attractions are just a car ride away! Whether you're seeking a peaceful full-time residence or the perfect beachside getaway, this slice of paradise offers it all - just steps from the sand. Don’t miss your chance to own a front-row seat to the most beautiful view - THE OCEAN! Call us today to schedule a showing!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,374
Sqft
5.63 ac
Lot size
1
Garage
1980
Year built
One
Levels
$418
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,932 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,932/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+46.4%
$/sqft vs Cocoa Beach actives
$418 vs $368
Days on market
486 vs 38 typical
Where $418/sqft sits among the 31 Cocoa Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cocoa Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Cocoa Beach. See the full Cocoa Beach guide →
COCOA BEACH 32931 — neighborhood snapshot
Population
13,893
Median age
58.8
Median income
$84,769
Median home value
$478,300
Avg household
1.9
Households w/ children
867
For the school run
Brevard County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cocoa Beach market
$498K → $430K
Cocoa Beach median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
10 of 31
Cocoa Beach actives have cut their price
Median sold price, Cocoa Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the COCOA BEACH 32931 median. See the full Cocoa Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1890 N ATLANTIC AVENUE UNIT A403
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$570,000
1890 N ATLANTIC AVENUE UNIT A406 · same community
2 bd · 2 ba · 1,374 sqft · $415/sqft · 187 DOM
Sold · Jun ’26$338,000
1700 N ATLANTIC AVENUE UNIT 133 · same community
2 bd · 2 ba · 1,432 sqft · $236/sqft · 332 DOM
Sold · Jun ’26$465,000
1830 N ATLANTIC AVENUE UNIT C602 · same community
2 bd · 2 ba · 1,256 sqft · $370/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1890 N ATLANTIC AVENUE UNIT A403 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1890 N ATLANTIC AVENUE UNIT A403 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1890 N ATLANTIC AVENUE UNIT A403 FAQs
What would the monthly payment be for 1890 N ATLANTIC AVENUE UNIT A403?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,932/mo — principal and interest, the actual property-tax bill, the $780/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1890 N ATLANTIC AVENUE UNIT A403?+
The association fee works out to $780 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1890 N ATLANTIC AVENUE UNIT A403?+
The most recent tax bill on record (2024) was $8,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1890 N ATLANTIC AVENUE UNIT A403?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cocoa Beach?+
At $575,000, this home is listed about 15% above the Cocoa Beach median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1890 N ATLANTIC AVENUE UNIT A403?+
Cocoa Beach Junior/Senior High School (high), Cape View Elementary School (elementary) — Brevard County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$575,000 runs 21% above the COCOA BEACH 32931 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $780/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
486 days on market against a Cocoa Beach median of 38 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Cocoa Beach Junior/Senior High School, Cape View Elementary School — Cocoa Beach Junior/Senior High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of STRICKLAND REALTY GROUP INC · Casey Carr. MLS #O6296884.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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