308 STEPHEN DRIVE UNIT 8, LAKE PLACID, FL, 33852
Active490 days on marketListed Mar 22, 2025MLS #O6292472
About this home
308 STEPHEN DRIVE UNIT 8
Welcome to this lovely fully furnished lakefront home located on Lake Grassy in Lake Placid. This property features a spacious layout with two bedrooms and two bathrooms. Enjoy the open living area, appropriate for entertaining, and a beautiful kitchen with brand new kitchen appliances and ample storage. The community offers many amenities including large heated pool, clubhouse, shuffleboard, horseshoes, kayak racks, shed full of tools and golf cart for owners’ use and plenty of space for outdoor fun. Situated in a peaceful gated neighborhood, this home is close to local amenities and beautiful natural surroundings. Don't miss the opportunity to make this your new home!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,024
Sqft
0.03 ac
Lot size
1991
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,800 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,800/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Placid actives
$173 vs $199
Days on market
490 vs 73 typical
Where $173/sqft sits among the 62 Lake Placid actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Placid
Get to know Lake Placid. See the full Lake Placid guide →
LAKE PLACID 33852 — neighborhood snapshot
Population
21,630
Median age
54.8
Median income
$54,841
Median home value
$205,800
Avg household
2.16
Households w/ children
1,979
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Placid market
$315K → $335K
Lake Placid median sold, yr/yr
94.8%
Sale-to-list ratio (12 mo)
24 of 62
Lake Placid actives have cut their price
Median sold price, Lake Placid, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1006% above the LAKE PLACID 33852 median. See the full Lake Placid market guide →
Paper trail
This home's history
Reality check
What actually sold near 308 STEPHEN DRIVE UNIT 8
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$80,000
117 COUNTRY CLUB DRIVE UNIT 601
2 bd · 1 ba · 1,009 sqft · $79/sqft · 24 DOM
Sold · Sep ’25$160,000
101 PARKVIEW DRIVE
2 bd · 2 ba · 980 sqft · $163/sqft · 28 DOM
Sold · May ’26$125,000
106 Sunnyside Court, Lake Placid FL 33852
3 bd · 2 ba · 1,248 sqft · $100/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 308 STEPHEN DRIVE UNIT 8 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 308 STEPHEN DRIVE UNIT 8 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
308 STEPHEN DRIVE UNIT 8 FAQs
What would the monthly payment be for 308 STEPHEN DRIVE UNIT 8?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,800/mo — principal and interest, the actual property-tax bill, the $360/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 308 STEPHEN DRIVE UNIT 8?+
The association fee works out to $360 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 308 STEPHEN DRIVE UNIT 8?+
The most recent tax bill on record (2024) was $1,916. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 308 STEPHEN DRIVE UNIT 8?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Placid?+
At $177,000, this home is listed about 37% below the Lake Placid median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 308 STEPHEN DRIVE UNIT 8?+
Lake Placid Middle School (middle), Lake Placid High School (high), Lake Placid Elementary School (elementary) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$177,000 runs 1006% above the LAKE PLACID 33852 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
490 days on market against a Lake Placid median of 73 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Placid Middle School, Lake Placid High School, Lake Placid Elementary School — Lake Placid Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $179,000, now $177,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BEYCOME OF FLORIDA LLC · Steven Koleno. MLS #O6292472.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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