3045 CECELIA DRIVE, APOPKA, FL, 32703
Active518 days on marketListed Feb 19, 2025MLS #O6280880
About this home
3045 CECELIA DRIVE
One of the few remaining buildable lots on one of the best lakes in Central Florida. Bear Lake is a clear spring feed 310 acre lake that is well maintained by the Lake Associations (BLPA). Wonderful for swimming, boating, skiing and fishing. Located in a great neighborhood with highly rated Seminole county schools. This is a large property with over half an acre of land and 125' of shoreline. Cecelia Drive is a quiet street with no drive through traffic. The house on the lot is insignificant in value except for reducing impact fees. Tenant occupied. Call today as very few opportunities remain for this premier lake.
Facts & features
The home at a glance
0.53 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,070 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,070/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Apopka
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apopka. See the full Apopka guide →
APOPKA 32703 — neighborhood snapshot
Population
57,603
Median age
37.9
Median income
$70,338
Median home value
$314,800
Avg household
2.78
Households w/ children
7,169
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apopka market
$399K → $415K
Apopka median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Apopka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 204% above the APOPKA 32703 median. See the full Apopka market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3045 CECELIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3045 CECELIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3045 CECELIA DRIVE FAQs
What would the monthly payment be for 3045 CECELIA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,070/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3045 CECELIA DRIVE?+
The most recent tax bill on record (2024) was $9,172. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Apopka?+
At $1,065,000, this home is listed about 137% above the Apopka median of $448,952. The market section on this page shows how the area is trending.
Which schools are assigned to 3045 CECELIA DRIVE?+
Wolf Lake Middle (middle), Wekiva High (high), Zellwood Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,065,000 runs 204% above the APOPKA 32703 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
518 days on market against a Apopka median of 28 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,070,000, now $1,065,000 — a $5K cut. The full history is in the market section below.
Listing courtesy of EXIT REAL ESTATE RESULTS · Happy Oropeza. MLS #O6280880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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