David Ramirez
$90,000$100,000$818 /mo all-in ↓

561 N SR 415, OSTEEN, FL, 32764

Active513 days on marketListed Feb 26, 2025MLS #O6280543

Priced 71% below the OSTEEN 32764 medianReduced $10KBROOKE PLACE UNREC

About this home

561 N SR 415

Prime 2.52-acre commercial lot on State Road 415 in Osteen, FL! This high-visibility location offers excellent frontage on a major thoroughfare. Positioned in a rapidly growing area, the property provides easy access to I-4, Sanford, and the East Coast beaches. Zoned for residential and commercial use, this vacant land is a great investment in a booming corridor. The OMV zoning classification is designed to allow for a variety of residential and commercial uses along SR 415, supporting mixed-use development in accordance with the Osteen Local Plan. Permitted Uses: The zoning allows for single-family homes, townhomes, and multifamily residences alongside commercial uses such as retail, offices, medical clinics, restaurants, beauty salons, hotels/motels, and daycares. Special Exceptions: Some uses, such as automobile service stations, bars, nightclubs, hospitals, and nursing homes, may require special approval.

Facts & features

The home at a glance

2.52 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$1,058/yr

Utilities & systems

UtilitiesPublic
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$818 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$530
FHA mortgage insurance (est.)$40
Property tax — 2024 actual bill$88
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,150Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,150
Interest rate6.00%
Loan term

Estimated payment

$818/mo

Principal & interest$530
FHA mortgage insurance (est.)$40
Property taxes (actual bill)$88
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Osteen

Map of 561 N SR 415

Drive times from this address

Downtown Orlando43 min
Orlando Int’l Airport (MCO)52 min
Universal Orlando56 min
Walt Disney World68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osteen. See the full Osteen guide →

OSTEEN 32764 — neighborhood snapshot

Population

2,744

Median age

54.9

Median income

$84,242

Median home value

$328,200

Avg household

2.33

Households w/ children

257

For the school run

Volusia County School District

ElementaryOsteen Elementary School★★★★★
HighPine Ridge High School★★★★★
MiddleHeritage Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osteen market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$319K$498K

Osteen median sold, yr/yr

94.8%

Sale-to-list ratio (12 mo)

Median sold price, Osteen, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% below the OSTEEN 32764 median. See the full Osteen market guide →

Paper trail

This home's history

CurrentPrice reduced to $90,000 $10K
Feb 26, 2025Listed at $100,000 · 513 days on market since

Reality check

What actually sold near 561 N SR 415

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

820 CHICKEN FARM ROADSold · Jan ’26

$345,000

820 CHICKEN FARM ROAD

1 bd · 1 ba · 184 sqft · $1,875/sqft · 174 DOM

114 KOVE BOULEVARDSold · Jul ’25

$70,000

114 KOVE BOULEVARD

1 bd · 1 ba · 456 sqft · $154/sqft · 129 DOM

76 EAGLE POINT SSold · Jun ’26

$110,000

76 EAGLE POINT S

1 bd · 2 ba · 654 sqft · $168/sqft · 240 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 561 N SR 415 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 561 N SR 415 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

561 N SR 415 FAQs

What would the monthly payment be for 561 N SR 415?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $818/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 561 N SR 415?+

The most recent tax bill on record (2024) was $1,058. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Osteen?+

At $90,000, this home is listed about 74% below the Osteen median of $347,500. The market section on this page shows how the area is trending.

Which schools are assigned to 561 N SR 415?+

Osteen Elementary School (elementary), Pine Ridge High School (high), Heritage Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OSTEEN 32764 market on paper

$90,000 is 71% below the OSTEEN 32764 median of $307,490.

02Time on market is leverage

513 days on market against a Osteen median of 99 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $100,000, now $90,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of SLOANE REALTY, LLC · Matt White. MLS #O6280543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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