405 CARIBBEAN UNIT Main, DAVENPORT, FL, 33897
Active550 days on marketListed Jan 29, 2025MLS #O6274025
About this home
405 CARIBBEAN UNIT Main
Nice Townhome within the desired community of "Island Club West". As one enters the first level, on the left there is a stairway and straight forward the kitchen, dining area, and open Living space with sliding doors to a patio. There are 2 bedrooms on the second level: the master bedroom has a private on-suite bathroom and a closet, and there is 1 additional bedroom with a private bathroom. The community has great amenities such as a Clubhouse, indoor toddler play area, heated Pool, spa, kiddie pool, Fitness Center, tennis court, basketball court, picnic area with grills, and so much more. It is close to major attractions and a haven for Golfers as there are 4-5 Golf Courses within a 5-10 minute driving distance. Overall a great place to live. The property is strategically located off of 27th in between I-4 and Hwy 192, providing easy access to all major highways. Less than a mile to shops, restaurants, pharmacies, and medical centers. Only 3 miles to Walmart. Come see this home before it is gone!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,200
Sqft
0.02 ac
Lot size
2002
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Davenport actives
$1 vs $190
Days on market
550 vs 42 typical
Where $1/sqft sits among the 400 Davenport actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Highlands Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,295/mo median
Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Highlands Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Highlands Reserve is a short-term-rental community. See the full guide →
Highlands Reserve — neighborhood snapshot
Population
6,506
Median age
36
Median income
$84,032
Median home value
$295,812
Avg household
3
Households w/ children
814
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Davenport market
$342K → $363K
Davenport median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
173 of 400
Davenport actives have cut their price
Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the DAVENPORT 33897 median. See the full Davenport market guide →
Paper trail
This home's history
Reality check
What actually sold near 405 CARIBBEAN UNIT Main
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$339,000
134 Dillon Way, Davenport FL 33897
3 bd · 2 ba · 1,196 sqft · $283/sqft · 45 DOM
Sold · Jan ’26$133,000
914 CHARO PARKWAY UNIT 132
3 bd · 3 ba · 1,217 sqft · $109/sqft · 148 DOM
Sold · May ’26$100,000
912 CHARO PARKWAY UNIT 214
3 bd · 3 ba · 1,217 sqft · $82/sqft · 400 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 405 CARIBBEAN UNIT Main — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 405 CARIBBEAN UNIT Main — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
405 CARIBBEAN UNIT Main FAQs
What would the monthly payment be for 405 CARIBBEAN UNIT Main?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Can 405 CARIBBEAN UNIT Main be rented short-term?+
Yes — this home sits inside Highlands Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 405 CARIBBEAN UNIT Main?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Davenport?+
At $1,750, this home is listed about 100% below the Davenport median of $388,995. The market section on this page shows how the area is trending.
Which schools are assigned to 405 CARIBBEAN UNIT Main?+
Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the DAVENPORT 33897 market on paper
$1,750 is 99% below the DAVENPORT 33897 median of $340,000, and at $1/sqft it sits under the Davenport average of $196.
02Zoned for nightly rentals
Highlands Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
550 days on market against a Davenport median of 42 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ELITE REALTY AGENCY LLC · Z Colon. MLS #O6274025.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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