David Ramirez
$335,000$400,000$2,566 /mo all-in ↓

GRAND OAKS CIRCLE, DAYTONA BEACH, FL, 32114

Active591 days on marketListed Dec 10, 2024MLS #O6263797

Reduced $65KWILDERS SUB

About this home

GRAND OAKS CIRCLE

Unique opportunity to develop an 8-unit Townhome style building inside of the Daytona Beach Golf Club. Building plans are attached.

Facts & features

The home at a glance

0.44 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$3,429/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Sewer Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,566 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2023 actual bill$286
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,566/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$286
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Daytona Beach

Map of GRAND OAKS CIRCLE

Drive times from this address

Downtown Orlando60 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Daytona Beach. See the full Daytona Beach guide →

DAYTONA BEACH 32114 — neighborhood snapshot

Population

36,984

Median age

32.2

Median income

$39,906

Median home value

$174,900

Avg household

2.1

Households w/ children

3,080

For the school run

Volusia County School District

ElementaryTurie T. Small Elementary School★★★★★
MiddleCampbell Middle School★★★★
HighMainland High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Daytona Beach market

Seller’s marketLeans buyer8.7 months of inventoryBuyer’s market

$262K$261K

Daytona Beach median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

Median sold price, Daytona Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the DAYTONA BEACH 32114 median. See the full Daytona Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $335,000 $65K
Dec 10, 2024Listed at $400,000 · 591 days on market since

Reality check

What actually sold near GRAND OAKS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

303 RIDGE BOULEVARD UNIT 2100Sold · Dec ’25

$67,500

303 RIDGE BOULEVARD UNIT 2100

2 bd · 1 ba · 850 sqft · $79/sqft · 167 DOM

1846 S PALMETTO AVENUESold · Apr ’26

$70,000

1846 S PALMETTO AVENUE

2 bd · 1 ba · 850 sqft · $82/sqft · 33 DOM

908 BOULDER DRIVESold · Aug ’25

$186,000

908 BOULDER DRIVE

2 bd · 1.5 ba · 920 sqft · $202/sqft · 80 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about GRAND OAKS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for GRAND OAKS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

GRAND OAKS CIRCLE FAQs

What would the monthly payment be for GRAND OAKS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,566/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on GRAND OAKS CIRCLE?+

The most recent tax bill on record (2023) was $3,429. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Daytona Beach?+

At $335,000, this home is listed about 13% above the Daytona Beach median of $295,165. The market section on this page shows how the area is trending.

Which schools are assigned to GRAND OAKS CIRCLE?+

Turie T. Small Elementary School (elementary), Campbell Middle School (middle), Mainland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$335,000 runs 60% above the DAYTONA BEACH 32114 median.

02Time on market is leverage

591 days on market against a Daytona Beach median of 51 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $400,000, now $335,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of SIERRA REALTY GROUP LLC · Sylvester Harding. MLS #O6263797.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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