David Ramirez

9130 BAYWAY DRIVE, ORLANDO, FL, 32819

Active610 days on marketListed Nov 28, 2024MLS #O6259269

EMERSON POINTE

About this home

9130 BAYWAY DRIVE

This Is your opportunity to build your dream luxury home in a guard gated community in the Bay Hill area, adjacent (a few minutes’ walk) to Bay Hill Golf Country Club (famously known for the ARNOLD PALMER INVITATIONAL). Within a few miles radius you will find top rated Schools, Publix Supermarket, U.S Postal Service, LA Fitness, Walgreens Pharmacy and well known popular local fine dining and casual restaurants. Buyer can build around 5500 sf two story home with their house plan or build with our stock plans. Emerson Pointe residents also have access to Bay Hill Marina for a small fee.

Facts & features

The home at a glance

0.26 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$374/mo
Taxes (2023)$4,064/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · BB/HS Internet Capable · Cable Available · Electricity Available · Fire Hydrant · Public · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,772 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property tax — 2023 actual bill$339
HOA fee — from the listing$374
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,900
Interest rate6.00%
Loan term

Estimated payment

$5,772/mo

Principal & interest$4,581
PMI (est., until 20% equity)$318
Property taxes (actual bill)$339
HOA / condo fee$374
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Emerson Pointe

Map of 9130 BAYWAY DRIVE inside its neighborhood boundary

Drive times from this address

Universal Orlando12 min
Downtown Orlando21 min
Walt Disney World25 min
Orlando Int’l Airport (MCO)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Orlando. See the full Orlando guide →

Emerson Pointe — neighborhood snapshot

Population

379

Median age

48

Median income

$174,063

Median home value

$810,900

Avg household

3

Households w/ children

57%

For the school run

Orange County School District

MiddleChain Of Lakes Middle★★★★
ElementaryPalm Lake Elementary★★★★
HighDr. Phillips High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Orlando market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$400K$405K

Orlando median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 117% above the ORLANDO 32819 median. See the full Orlando market guide →

Paper trail

This home's history

Nov 28, 2024Listed at $849,000 · 610 days on market since

Reality check

What actually sold near 9130 BAYWAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2950 NE 20TH TERRACESold · Jan ’26

$264,000

2950 NE 20TH TERRACE · same community

3 bd · 2 ba · 1,328 sqft · $199/sqft · 49 DOM

2980 NE 20TH TERRACESold · Mar ’26

$269,990

2980 NE 20TH TERRACE · same community

4 bd · 2 ba · 1,498 sqft · $180/sqft · 91 DOM

3038 NE 21ST COURT ROADSold · Mar ’26

$257,500

3038 NE 21ST COURT ROAD · same community

3 bd · 2 ba · 1,504 sqft · $171/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9130 BAYWAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9130 BAYWAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9130 BAYWAY DRIVE FAQs

What would the monthly payment be for 9130 BAYWAY DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,772/mo — principal and interest, the actual property-tax bill, the $374/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9130 BAYWAY DRIVE?+

The association fee works out to $374 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9130 BAYWAY DRIVE?+

The most recent tax bill on record (2023) was $4,064. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9130 BAYWAY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Orlando?+

At $849,000, this home is listed about 118% above the Orlando median of $390,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9130 BAYWAY DRIVE?+

Chain Of Lakes Middle (middle), Palm Lake Elementary (elementary), Dr. Phillips High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$849,000 runs 117% above the ORLANDO 32819 median.

02Time on market is leverage

610 days on market against a Orlando median of 34 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Chain Of Lakes Middle, Palm Lake Elementary, Dr. Phillips High — Palm Lake Elementary rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY BROKERS OF FLORIDA, LLC · Asif Ansari. MLS #O6259269.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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