1278 SNUG HARBOR DRIVE, CASSELBERRY, FL, 32707
Active670 days on marketListed Oct 3, 2024MLS #O6244913
About this home
1278 SNUG HARBOR DRIVE
Stunning Two-Story Home in Gated Oakhurst Reserve – Casselberry, FL. Welcome to this unique and spacious 4-bedroom, 4-bath home nestled on one of the largest lots in the highly sought-after Oakhurst Reserve, a private gated community near Winter Springs and Winter Park. Step inside and enjoy the comfort of a beautifully upgraded interior featuring: New bamboo flooring on the staircase and the entire second floor. Ceramic tile throughout the first floor. Upgraded kitchen with custom cabinets and granite countertops. Three renovated bathrooms with cultured marble finishes and frameless glass doors. A climate-controlled Florida sunroom with both screens and glass, perfect for year-round enjoyment. Upstairs, all bedrooms provides privacy and space, including a primary en-suite with a walk-in closet. The laundry room is conveniently located on the second floor for easy access. Outside, enjoy a two-level pavered backyard oasis, complete with a commercial-sized fire pit, mango and lychee trees, and vinyl fencing for added privacy. A reclaimed water meter helps keep irrigation costs low. Additional updates include: New roof, Updated HVAC system, Fresh exterior paint.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,773
Sqft
0.23 ac
Lot size
2
Garage
2004
Year built
Two
Levels
$225
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,077 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,077/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Casselberry actives
$225 vs $226
Days on market
670 vs 27 typical
Where $225/sqft sits among the 93 Casselberry actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Casselberry
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Casselberry. See the full Casselberry guide →
CASSELBERRY 32707 — neighborhood snapshot
Population
40,018
Median age
38
Median income
$66,780
Median home value
$305,000
Avg household
2.37
Households w/ children
4,866
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Casselberry market
$318K → $363K
Casselberry median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
47 of 93
Casselberry actives have cut their price
Median sold price, Casselberry, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 110% above the CASSELBERRY 32707 median. See the full Casselberry market guide →
Paper trail
This home's history
Reality check
What actually sold near 1278 SNUG HARBOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$520,000
1916 MITCHELLBROOK LN · same community
4 bd · 3.5 ba · 2,501 sqft · $208/sqft · 199 DOM
Sold · Sep ’25$445,000
1259 SNUG HARBOR DRIVE · same community
4 bd · 2 ba · 1,959 sqft · $227/sqft · 15 DOM
Sold · Jul ’26$645,000
3135 HEARTLEAF PLACE
4 bd · 3 ba · 2,749 sqft · $235/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1278 SNUG HARBOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1278 SNUG HARBOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1278 SNUG HARBOR DRIVE FAQs
What would the monthly payment be for 1278 SNUG HARBOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,077/mo — principal and interest, the actual property-tax bill, the $88/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1278 SNUG HARBOR DRIVE?+
The association fee works out to $88 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1278 SNUG HARBOR DRIVE?+
The most recent tax bill on record (2023) was $2,664. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1278 SNUG HARBOR DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Casselberry?+
At $625,000, this home is listed about 87% above the Casselberry median of $334,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1278 SNUG HARBOR DRIVE?+
Casselberry Elementary School (elementary), South Seminole Middle School (middle), Winter Springs High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$625,000 runs 110% above the CASSELBERRY 32707 median — but at 2,773 sqft it's also nearly twice the size of the typical Casselberry listing.
02Time on market is leverage
670 days on market against a Casselberry median of 27 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Casselberry Elementary School, South Seminole Middle School, Winter Springs High School — Casselberry Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $629,000, now $625,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of APPLE REALTY · Manoj Patel. MLS #O6244913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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