4539 PHILADELPHIA CIRCLE, KISSIMMEE, FL, 34746
Active864 days on marketListed Mar 27, 2024MLS #O6190343
About this home
4539 PHILADELPHIA CIRCLE
NEW IMPROVED PRICE!!! Opulence at its best. Stunning designs throughout this 6 bedroom, 3.5 Bathroom 3108 Square Foot residence. Perfect opportunity to own this luxurious home which can be utilized as a turn-key short-term rental. Downstairs upgraded Master Bedroom. Upstairs bedrooms are “themed” with Harry Potter, Minions and Mickey/Minnie. Upgraded appliances throughout. Marble countertops from the Kitchen to the bathrooms. The roof and AC were replaced in 2022, along with a newly installed pool heater. Enjoy the elegant pool deck with a jacuzzi which overlooks the lake, while grilling out with your loved ones and friends. Within 20 minutes from Disney areas and 10 minutes from Old Town Kissimmee restaurants and attractions.
Facts & features
The home at a glance
6
Bedrooms
3.5
Bathrooms
3,108
Sqft
0.14 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,519 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,519/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.8%
$/sqft vs Kissimmee actives
$209 vs $209
Days on market
864 vs 55 typical
Where $209/sqft sits among the 400 Kissimmee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Liberty Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,100/mo median
Live Kissimmee rental listing data — this home’s rate depends on size, condition and furnishing.
The New Smyrna Beach short-term market
▼ Softening38%
Occupancy
▼ 32% yr/yr
$314
Avg nightly rate
▲ 12% yr/yr
$26K/yr
Revenue per listing
$126
RevPAR
70 days
Booking lead time
6 nights
Avg stay
7
Typical min nights
1,651
Active rentals
▲ 5% supply
Seasonality — monthly occupancy
Peaks at 57% in Mar · bottoms at 28% in Sep
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in New Smyrna Beach — the projection above is specific to this home’s size.
Where it sits
Inside Liberty Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Liberty Village is a short-term-rental community. See the full guide →
Liberty Village — neighborhood snapshot
Population
1,316
Median age
39
Median income
$67,353
Median home value
$280,200
Avg household
3
Households w/ children
109
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $350K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
174 of 400
Kissimmee actives have cut their price
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% above the KISSIMMEE 34746 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4539 PHILADELPHIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$385,000
4416 PHILADELPHIA CIR · same community
5 bd · 2.5 ba · 3,053 sqft · $126/sqft · 11 DOM
Sold · Apr ’26$409,000
7731 SW 74TH LOOP · same community
3 bd · 3 ba · 2,039 sqft · $201/sqft · 28 DOM
Sold · Jun ’26$325,000
7412 SW 76TH TERRACE · same community
3 bd · 2 ba · 1,755 sqft · $185/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4539 PHILADELPHIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4539 PHILADELPHIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4539 PHILADELPHIA CIRCLE FAQs
What would the monthly payment be for 4539 PHILADELPHIA CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,519/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4539 PHILADELPHIA CIRCLE?+
The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4539 PHILADELPHIA CIRCLE?+
The most recent tax bill on record (2023) was $6,953. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 4539 PHILADELPHIA CIRCLE be rented short-term?+
Yes — this home sits inside Liberty Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 4539 PHILADELPHIA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Kissimmee?+
At $649,000, this home is listed about 71% above the Kissimmee median of $379,395. The market section on this page shows how the area is trending.
Which schools are assigned to 4539 PHILADELPHIA CIRCLE?+
Sunrise Elementary School (elementary), Kissimmee Middle School (middle), Poinciana High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$649,000 runs 88% above the KISSIMMEE 34746 median — but at 3,108 sqft it's also 71% larger than the typical Kissimmee listing.
02Zoned for nightly rentals
Liberty Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
04Time on market is leverage
864 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $699,000, now $649,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED REAL ESTATE BROKERS · Irene Calderon LLC. MLS #O6190343.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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