224 PLUMOSA DRIVE, GEORGETOWN, FL, 32139
Active945 days on marketListed Dec 22, 2023MLS #O6165900
About this home
224 PLUMOSA DRIVE
Seller is willing to consider seller-financing. Survey Included with this easily buildable lot in the established country-living community of Whispering Pines situated on a well-maintained road with easy access. With over an acre of high and dry land, this expansive, partially-cleared lot is what you’ve been searching for! Zoned R-2 this lot is the perfect space for a single family detached home, secondary residential unit, or a duplex. This lot already has an irrigation well dug and power can easily be connected to the lot from the street. Located only a couple blocks away from the boat ramp taking you out to the St Johns River, this is a fantastic place for all sorts of outdoor activities! Go direct to see your next opportunity to create the home of your dreams, build up your investment portfolio, or a second home for a quiet, peaceful escape!
Facts & features
The home at a glance
1.08 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$358 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$358/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 114% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 224 PLUMOSA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$230,000
201 PLUMOSA DRIVE · same community
3 bd · 2 ba · 1,539 sqft · $149/sqft · 80 DOM
Sold · Feb ’26$215,000
108 PLUMOSA DRIVE · same community
4 bd · 2 ba · 1,560 sqft · $138/sqft · 4 DOM
Sold · Mar ’26$340,000
133 SEMINOLE TRAIL
2 bd · 1 ba · 1,247 sqft · $273/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 224 PLUMOSA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 224 PLUMOSA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
224 PLUMOSA DRIVE FAQs
What would the monthly payment be for 224 PLUMOSA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $358/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 224 PLUMOSA DRIVE?+
The most recent tax bill on record (2022) was $103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 224 PLUMOSA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Georgetown?+
At $29,900, this home is listed about 93% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 224 PLUMOSA DRIVE?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$29,900 runs 114% above the GEORGETOWN 32139 median.
02Time on market is leverage
945 days on market against a Georgetown median of 246 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $32,000, now $29,900 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY AT THE PARKS · Thomas Nickley, Jr. MLS #O6165900.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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