David Ramirez
$225,000$270,000$1,682 /mo all-in ↓

0 CHULUOTA ROAD, OVIEDO, FL, 32765

Active980 days on marketListed Nov 28, 2023MLS #O6160436

Priced 51% below the OVIEDO 32765 medianReduced $45KWASHINGTON PARK OVIEDO

About this home

0 CHULUOTA ROAD

THREE LOTS *** THREE HOUSES *** Can be three houses with three detached Accessory Dwellings ( InLaw Suites on the same lot behind the each main house * (example on each lot if the main house is 2,000 square feet then the Accessory Dwelling can 1,000 SQUARE * All the three lots being sold at the same time but still keep their own parcel number to make each lot ready to build on * lTogether at the same time but each have its own parcel PID# *Each LOT is 28 wide with setbacks now changed to 3 FEET ON EACH SIDE which makes the lot able to have a 22 foot wide house on each lot * level no wetland * walking distance to Jackson Heights Middle School * close to Oviedo High School * * close to Publix Grocery Stores in either direction * Longhorn Steakhouse * minutes to heart of Oviedo and the Oviedo Mall * close to UCF College and Orlando International Airport and Sanford/Orlando Airport * park in walking distance to lots * Just off the main road with a buffer street between this is a prime location to build your dream home. No HOA * New houses being built all around. One lot is 28 x 154 * one lot is 28 x 149 and one lot is 28 x 144 * buyer and buyers agent to check width and length for accurate measurements * no survey on these properties. You can also use the Accessory Dwelling could be short term rental or an Airbnb

Facts & features

The home at a glance

0.33 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2023)$1,179/yr

Utilities & systems

UtilitiesElectrical Nearby · Sewer Nearby · Water Nearby
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,682 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2023 actual bill$98
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,682/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$98
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oviedo

Map of 0 CHULUOTA ROAD

Drive times from this address

Downtown Orlando24 min
Orlando Int’l Airport (MCO)33 min
Universal Orlando37 min
Walt Disney World49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$530K$540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 51% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

CurrentPrice reduced to $225,000 $45K
Nov 28, 2023Listed at $270,000 · 980 days on market since

Reality check

What actually sold near 0 CHULUOTA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1068 BRIELLE COURTSold · May ’26

$351,000

1068 BRIELLE COURT

3 bd · 2 ba · 1,183 sqft · $297/sqft · 188 DOM

1010 HENSON COURTSold · Oct ’25

$400,000

1010 HENSON COURT

3 bd · 2.5 ba · 1,264 sqft · $316/sqft · 0 DOM

1094 BRIELLE COURTSold · Jun ’26

$355,000

1094 BRIELLE COURT

3 bd · 2 ba · 1,333 sqft · $266/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 CHULUOTA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 CHULUOTA ROAD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

0 CHULUOTA ROAD FAQs

What would the monthly payment be for 0 CHULUOTA ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,682/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 CHULUOTA ROAD?+

The most recent tax bill on record (2023) was $1,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oviedo?+

At $225,000, this home is listed about 57% below the Oviedo median of $520,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 CHULUOTA ROAD?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OVIEDO 32765 market on paper

$225,000 is 51% below the OVIEDO 32765 median of $460,000.

02Time on market is leverage

980 days on market against a Oviedo median of 31 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $270,000, now $225,000 — a $45K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Jeanie Johnson. MLS #O6160436.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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