David Ramirez
$299,000$365,0004 bd2 ba1,480 sqft$202 /sqft$2,271 /mo all-in ↓

910 LAKE AVENUE, EDGEWATER, FL, 32132

Active1289 days on marketListed Jan 7, 2023MLS #O6081908

Priced 21% below the EDGEWATER 32132 medianReduced $66KWaterfrontPrivate poolFully furnishedSingle Family ResidenceEDGEWATER ACRES

About this home

910 LAKE AVENUE

Looking for a lakefront home in Edgewater? Look no further! Beautifully renovated 4-bedroom, 2-bath lakefront home offering the perfect blend of comfort, style, and investment potential. Situated on a spacious lot with a large fenced-in backyard, this property features a sparkling in-ground pool and stunning water views, creating the ideal setting for relaxing or entertaining. Inside, the home is bright and airy with an inviting open feel, complemented by ceiling fans throughout for added comfort. Enjoy both a formal living room and formal dining room, along with a cozy fireplace that adds warmth and charm to the living space. The home also includes an inside utility room and additional storage area for convenience. Roof is approximately 3–4 years old. Currently operating as a successful vacation rental, this property is income-producing with consistent monthly rentals already in place, making it an excellent opportunity for investors, second-home buyers, or families seeking a move-in-ready waterfront retreat. Schedule your appointment today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,480

Sqft

0.28 ac

Lot size

1

Garage

1956

Year built

One

Levels

$202

Per sqft

Private poolWaterfrontFireplaceFurnished

Inside

FlooringMarble
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionConcrete
FoundationSlab
FacesSouth
ExteriorSidewalk

Community & fees

Taxes (2022)$2,619/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,271 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2022 actual bill$218
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,271/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$218
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Edgewater actives

$202 vs $204

Days on market

1289 vs 39 typical

Where $202/sqft sits among the 152 Edgewater actives

53
52 · this home
22
8
5
12
$149–190$190–231$231–271$271–312$312–352$352+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Map of 910 LAKE AVENUE

Drive times from this address

Downtown Orlando67 min
Orlando Int’l Airport (MCO)68 min

Get to know Edgewater. See the full Edgewater guide →

EDGEWATER 32132 — neighborhood snapshot

Population

8,132

Median age

57

Median income

$53,860

Median home value

$234,900

Avg household

2.14

Households w/ children

525

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

78 of 152

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the EDGEWATER 32132 median. See the full Edgewater market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $66K
Jan 7, 2023Listed at $365,000 · 1289 days on market since
1956Built · EDGEWATER ACRES

Reality check

What actually sold near 910 LAKE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8640 SW 7th Lane, Okeechobee FL 34974Sold · Feb ’26

$432,000

8640 SW 7th Lane, Okeechobee FL 34974 · same community

4 bd · 2 ba · 1,790 sqft · $241/sqft · 90 DOM

432 SW 86th Avenue, Okeechobee FL 34974Sold · Aug ’25

$475,000

432 SW 86th Avenue, Okeechobee FL 34974 · same community

4 bd · 2 ba · 1,810 sqft · $262/sqft · 182 DOM

472 SW 86th Terrace, Okeechobee FL 34974Sold · Sep ’25

$425,000

472 SW 86th Terrace, Okeechobee FL 34974 · same community

4 bd · 2 ba · 1,871 sqft · $227/sqft · 52 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 910 LAKE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 910 LAKE AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

910 LAKE AVENUE FAQs

What would the monthly payment be for 910 LAKE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,271/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 910 LAKE AVENUE?+

The most recent tax bill on record (2022) was $2,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Edgewater?+

At $299,000, this home is listed about 9% below the Edgewater median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 910 LAKE AVENUE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the EDGEWATER 32132 market on paper

$299,000 is 21% below the EDGEWATER 32132 median of $379,495, and at $202/sqft it sits under the Edgewater average of $235.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

1289 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $365,000, now $299,000 — a $66K cut. The full history is in the market section below.

Listing courtesy of COLLADO REAL ESTATE · Paula Kegelman. MLS #O6081908.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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