
2989 GIBRALTAR BOULEVARD, NEW SMYRNA BEACH, FL, 32168
Active9 days on marketListed Jul 28, 2026MLS #NS1088858
About this home
2989 GIBRALTAR BOULEVARD
The next chapter is ready to begin at 2989 Gibraltar Boulevard, where the highly popular Cali floor plan, peaceful lake views and easy New Smyrna Beach lifestyle come together in one inviting home. Built in 2018 with solid concrete-block construction, this single-story residence offers four bedrooms, two full bathrooms, 1,828 square feet of thoughtfully designed living space and an attached two-car garage. From the moment you enter, a welcoming foyer draws you toward the open heart of the home, where the kitchen, dining area and living room flow together naturally for everyday comfort, conversation and entertaining. The spacious kitchen features abundant cabinetry, generous counter space, a walk-in pantry and an oversized center island with a breakfast bar and double sink, allowing you to prepare meals while remaining connected to everything happening around you. What truly elevates this home is the water. Beautiful lake views are enjoyed from the kitchen, dining area, living room and primary bedroom, creating a calm and scenic backdrop throughout the spaces where you will spend the most time. Sliding glass doors lead from the dining area to the covered lanai, an ideal place for morning coffee, evening relaxation or simply watching the light and wildlife change across the water. The desirable split-bedroom design places the primary suite privately at the rear of the home, where pond views add a peaceful start and finish to each day. The suite includes a spacious bedroom, private bathroom with dual sinks and a separate shower, and a generous walk-in closet. Three additional bedrooms are positioned away from the primary suite and share a second full bathroom, providing excellent flexibility for guests, a home office, hobbies, fitness or whatever your next season of life requires. A dedicated interior laundry room keeps household routines convenient, while the attached two-car garage provides valuable parking and storage. The home is ready to enjoy now while still offering the perfect opportunity for a new owner to introduce personal style, updated finishes and creative touches over time. Rather than paying a premium for someone else’s design choices, you can begin with a comfortable, functional home in a beautiful setting and make it distinctly your own. Located in the Coastal Woods community, this property places you within convenient reach of New Smyrna Beach’s shoreline, shopping, restaurants, entertainment, recreation and the vibrant local destinations that make this area so special. Whether you are heading to the beach, enjoying an evening downtown or returning home to unwind beside the water, 2989 Gibraltar Boulevard offers the space, setting and potential to become more than your next address. It is a place to settle in, personalize and begin whatever comes next. Schedule your private showing and experience the layout, the views and the possibilities for yourself.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,828
Sqft
0.14 ac
Lot size
2
Garage
2018
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,978 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,978/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.8%
$/sqft vs New Smyrna Beach actives
$202 vs $379
Days on market
9 vs 68 typical
Where $202/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
206 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 2989 GIBRALTAR BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$358,000
2822 BLUE SHORES WAY · same community
3 bd · 2 ba · 1,515 sqft · $236/sqft · 32 DOM
Sold · Sep ’25$340,000
569 ARMOYAN WAY · same community
4 bd · 2.5 ba · 2,228 sqft · $153/sqft · 0 DOM
Sold · Jun ’26$356,000
538 STOWERS DRIVE
4 bd · 2 ba · 1,825 sqft · $195/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2989 GIBRALTAR BOULEVARD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2989 GIBRALTAR BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2989 GIBRALTAR BOULEVARD FAQs
What would the monthly payment be for 2989 GIBRALTAR BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,978/mo — principal and interest, the actual property-tax bill, the $56/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2989 GIBRALTAR BOULEVARD?+
The association fee works out to $56 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2989 GIBRALTAR BOULEVARD?+
The most recent tax bill on record (2025) was $5,116. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2989 GIBRALTAR BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $369,000, this home is listed about 28% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 2989 GIBRALTAR BOULEVARD?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HOME & FAMILY REAL ESTATE & PROPERTY MANAGEMENT · Elliott Hagood. MLS #NS1088858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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