636 N RIVERSIDE DRIVE, NEW SMYRNA BEACH, FL, 32168
Active12 days on marketListed Jul 28, 2026MLS #NS1088821
About this home
636 N RIVERSIDE DRIVE
Historic, half-acre estate set along one of New Smyrna Beach's most treasured stretches of waterfront. Sitting high, beneath a canopy of mature trees, this elevated, landmark property offers direct access to the Intracoastal Waterway and is just a short walk from downtown Canal Street. Known as “El Real Retiro”, this handsome, single story home has been thoughtfully updated while preserving the character that continues to make it unique. Original details include high ceilings, French doors, beautiful wood floors and generous, light-filled rooms, while recent upgrades such as hurricane-impact windows, a barrel tile roof, updated electric and plumbing, and a remodeled kitchen and bathrooms provide modern comfort and efficiency. Outside, the home features a cozy covered lanai with a stylish, tongue-and-groove ceiling overlooking the screened pool, spa and putting green, creating an incredible entertaining space. And a newer private dock (and 10,000 lb boat lift) provides direct access to the Intracoastal Waterway, offering some lucky, new owner everything that comes with being a part of the NSB waterfront lifestyle. Additional improvements include a huge walk-in master closet, all new HVAC duct work and an added garage. Walk to the restaurants and shops downtown, cruise to our famous beach or hop on your boat and find yourself on the river in minutes. This historically registered property seamlessly combines the best of NSB’s past and present. Come take a look today - and start your next chapter at “El Real Retiro”.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
3,250
Sqft
0.52 ac
Lot size
1
Garage
1923
Year built
One
Levels
$705
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,380 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,380/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs RIVERSIDE PARK
$705 vs $467
Days on market
12 vs 68 typical
Where $705/sqft sits among the 11 homes for sale in RIVERSIDE PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
2 of 11
RIVERSIDE PARK have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 511% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 636 N RIVERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$465,000
824 35TH AVENUE DRIVE W · same community
4 bd · 3 ba · 2,450 sqft · $190/sqft · 164 DOM
Sold · Mar ’26$1,200,000
382 RIVERSIDE DRIVE · same community
4 bd · 4 ba · 2,428 sqft · $494/sqft · 43 DOM
Sold · Jun ’26$1,300,000
530 SW 11th Avenue, Fort Lauderdale FL 33312 · same community
3 bd · 2 ba · 1,541 sqft · $844/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 636 N RIVERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 636 N RIVERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
636 N RIVERSIDE DRIVE FAQs
What would the monthly payment be for 636 N RIVERSIDE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,380/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 636 N RIVERSIDE DRIVE?+
The most recent tax bill on record (2025) was $12,052. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $2,290,000, this home is listed about 345% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 636 N RIVERSIDE DRIVE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,290,000 runs 511% above the NEW SMYRNA BEACH 32168 median — but at 3,250 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MAGNOLIA PROPERTIES · Jamieson Stern. MLS #NS1088821.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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