1975 RUTGERS PLACE, PORT ORANGE, FL, 32128
Active19 days on marketListed Jul 17, 2026MLS #NS1088771
About this home
1975 RUTGERS PLACE
Move-In Ready Golf Course Condo in the Heart of Port Orange's Coveted Spruce Creek Fly-In Community! Experience the perfect blend of luxury, space, and low-maintenance living in this beautifully maintained 2-story condo-style home featuring 3 bedrooms, 2 full bathrooms, 1 half bath, and a spacious 2-car garage. Located in the world-famous Spruce Creek Fly-In, one of Florida's most sought-after gated golf course and aviation communities, this vacant home is move-in ready and waiting for its next owner. From the moment you step inside, you'll be welcomed by soaring ceilings, abundant natural light, and an open, airy floor plan that feels both elegant and inviting. The spacious living room is ideal for entertaining or relaxing, while the oversized kitchen offers abundant cabinetry, generous counter space, a breakfast bar, and plenty of room for preparing meals and gathering with family and friends. The adjoining dining area flows seamlessly into the living space, creating an ideal layout for everyday living. The first-floor primary suite offers privacy and convenience with a spacious en-suite bathroom featuring dual vanities, a large walk-in shower, and an impressive custom walk-in closet. Upstairs, you'll find two additional generously sized bedrooms and a full bathroom, providing ample space for family, guests, or a home office. Enjoy peace of mind with a new A/C system, adding comfort and efficiency for years to come. Step outside to enjoy peaceful mornings or relaxing evenings overlooking the beautifully maintained golf course, where scenic fairway views create a tranquil backdrop year-round. Whether you're sipping your morning coffee or unwinding after a long day, this home offers the Florida lifestyle buyers are searching for. Additional highlights include an interior laundry room, abundant storage, neutral finishes throughout, and a spacious 2-car attached garage. Best of all, this home is vacant and truly turnkey, allowing you to move in and immediately begin enjoying everything this exceptional community has to offer. Living in Spruce Creek Fly-In means access to an unmatched lifestyle with 24-hour gated security, beautifully maintained grounds, golf, tennis, pickleball, walking and biking paths, parks, optional country club memberships, and the famous private airport community known worldwide among aviation enthusiasts. Conveniently located just minutes from shopping, dining, hospitals, I-95, Daytona Beach, New Smyrna Beach, top-rated schools, and the beautiful Atlantic beaches, you'll enjoy both convenience and prestige. Whether you're searching for a Port Orange golf course home, Spruce Creek Fly-In home for sale, maintenance-free Florida home, move-in ready home, primary residence, vacation home, or seasonal retreat, this exceptional property offers the location, lifestyle, and updates today's buyers are looking for. Don't miss this rare opportunity to own a golf course home in one of Port Orange's premier gated communities--schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,991
Sqft
10.82 ac
Lot size
2
Garage
2003
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,656 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,656/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs Port Orange actives
$193 vs $219
Days on market
19 vs 39 typical
Where $193/sqft sits among the 211 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spruce Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
Spruce Creek — neighborhood snapshot
Population
3,757
Median age
62
Median income
$94,674
Median home value
$544,800
Avg household
2
Households w/ children
222
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $350K
Port Orange median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
119 of 211
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PORT ORANGE 32128 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 1975 RUTGERS PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$300,000
1985 RUTGERS PLACE UNIT 1985 · same community
3 bd · 3.5 ba · 1,991 sqft · $151/sqft · 165 DOM
Sold · Feb ’26$285,000
2016 CORNELL PLACE · same community
2 bd · 2 ba · 1,171 sqft · $243/sqft · 163 DOM
Sold · May ’26$425,000
1840 TARA MARIE LANE
3 bd · 2 ba · 1,984 sqft · $214/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1975 RUTGERS PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1975 RUTGERS PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1975 RUTGERS PLACE FAQs
What would the monthly payment be for 1975 RUTGERS PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,656/mo — principal and interest, the actual property-tax bill, the $525/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1975 RUTGERS PLACE?+
The association fee works out to $525 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1975 RUTGERS PLACE?+
The most recent tax bill on record (2025) was $6,417. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1975 RUTGERS PLACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $385,000, this home is listed about 3% above the Port Orange median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1975 RUTGERS PLACE?+
Creekside Middle School (middle), Cypress Creek Elementary School (elementary), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PORT ORANGE 32128 market on paper
$385,000 is 16% below the PORT ORANGE 32128 median of $460,000, and at $193/sqft it sits under the Port Orange average of $248.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $525/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Creekside Middle School, Cypress Creek Elementary School, Spruce Creek High School — Creekside Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Michael Gagliardi. MLS #NS1088771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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