707 CHERRY STREET, NEW SMYRNA BEACH, FL, 32168
Active17 days on marketListed Jul 24, 2026MLS #NS1088763
About this home
707 CHERRY STREET
Don't miss this opportunity to own a buildable 100' x 150' vacant lot in the desirable Hamilton Addition of New Smyrna Beach. Whether you are looking to build your dream home or invest in a growing area, this property offers excellent potential. The lot has been mostly cleared, features a perimeter fence, and is located in Flood Zone X, meaning it is not considered prone to flooding. The property is zoned residential, with water and electricity available. A septic system will be required, and additional information can be obtained through the Volusia County Health Department. Conveniently located just minutes from downtown New Smyrna Beach, you'll enjoy easy access to shopping, dining, entertainment, and the area's beautiful beaches. All information is deemed reliable but should be independently verified by the buyer with the New Smyrna Beach Zoning and Building Department. Don't let this exceptional opportunity pass you by—this lot won't last long!
Facts & features
The home at a glance
0.34 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$822 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$822/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Historic Westside
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Historic Westside — neighborhood snapshot
Population
1,480
Median age
50
Median income
$55,848
Median home value
$179,744
Avg household
2
Households w/ children
138
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 75% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 707 CHERRY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$151,000
710 SPRUCE STREET · same community
2 bd · 1 ba · 760 sqft · $199/sqft · 85 DOM
Sold · Dec ’25$216,750
701 WEST STREET · same community
3 bd · 1 ba · 910 sqft · $238/sqft · 116 DOM
Sold · Feb ’26$230,000
1004 WILKINS STREET · same community
3 bd · 1.5 ba · 1,078 sqft · $213/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 707 CHERRY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 707 CHERRY STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
707 CHERRY STREET FAQs
What would the monthly payment be for 707 CHERRY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $822/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 707 CHERRY STREET?+
The most recent tax bill on record (2025) was $739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $94,900, this home is listed about 82% below the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 707 CHERRY STREET?+
Read-Pattillo Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LIGHTHOUSE COVE REALTY · Tina Muglach-Blanton. MLS #NS1088763.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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