1205 16TH STREET, EDGEWATER, FL, 32132
Active6 days on marketListed Jul 18, 2026MLS #NS1088710
About this home
1205 16TH STREET
Exceptional investment opportunity in the heart of Edgewater! This unique property includes two homes on one parcel, making it an ideal opportunity for investors, multi generational living, or buyers seeking additional rental income. Whether you choose to live in one home and rent the other or add both to your investment portfolio, the possibilities are endless. Conveniently located between US Hwy 1 and the Indian River, the property offers easy access to shopping, dining, parks, public boat ramps, and the beautiful beaches of New Smyrna Beach. Don't miss this rare chance to own an income producing property in a desirable coastal community.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,304
Sqft
0.34 ac
Lot size
1979
Year built
Multi/Split
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,204 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,204/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NONE
$178 vs $335
Days on market
6 vs 39 typical
Where $178/sqft sits among the 273 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32132 — neighborhood snapshot
Population
8,132
Median age
57
Median income
$53,860
Median home value
$234,900
Avg household
2.14
Households w/ children
525
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
101 of 273
NONE have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% above the EDGEWATER 32132 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1205 16TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$610,000
4981 NE 110TH STREET NE · same community
3 bd · 2 ba · 2,252 sqft · $271/sqft · 23 DOM
Sold · Apr ’26$315,000
16642 SE 58TH AVENUE · same community
6 bd · 4 ba · 2,112 sqft · $149/sqft · 90 DOM
Sold · Dec ’25$315,000
27281 TARBEL ROAD · same community
4 bd · 3 ba · 2,100 sqft · $150/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1205 16TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1205 16TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1205 16TH STREET FAQs
What would the monthly payment be for 1205 16TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1205 16TH STREET?+
The most recent tax bill on record (2025) was $5,394. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Edgewater?+
At $409,900, this home is listed about 24% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1205 16TH STREET?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA · Matthew Ecoff. MLS #NS1088710.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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