3020 S PENINSULA DRIVE, DAYTONA BEACH SHORES, FL, 32118
Pending29 days on marketListed Jul 15, 2026MLS #NS1088690
About this home
3020 S PENINSULA DRIVE
A stunning luxury estate on the river is now available. This contemporary home features over 5,400 square feet of living area designed to balance modern style with comfort. The gated property sits on a deep lot (100x326) with a paver driveway and an oversized 3-car garage. The interior is divided into two wings: - The Private Wing: A secluded primary suite with a luxury bathroom features a modern design including two vanities, two separate shower heads, a rain shower head, a tub, walk-in closets and a sitting area with a double fireplace overlooking the river. - The Guest Wing: Three additional bedrooms, each with a private full bath, an extra half bath, and a laundry room. The home also includes a grand foyer, formal living and dining rooms, a bar, and an open island kitchen. Large windows throughout the living areas with gorgeous views overlooking the screened pool, spa, summer kitchen, and river where you can watch dolphins swim by the dock and enjoy spectacular sunsets. The property comes fully furnished with a boat dock & boat lift. All information intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
4
Bedrooms
5.5
Bathrooms
5,450
Sqft
0.75 ac
Lot size
3
Garage
2007
Year built
One
Levels
$495
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$18,678 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$18,678/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Daytona Beach Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Daytona Beach Shores. See the full Daytona Beach Shores guide →
DAYTONA BEACH SHORES 32118 — neighborhood snapshot
Population
18,075
Median age
59.4
Median income
$60,418
Median home value
$339,500
Avg household
1.83
Households w/ children
976
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Daytona Beach Shores market
$450K → $395K
Daytona Beach Shores median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
Median sold price, Daytona Beach Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 831% above the DAYTONA BEACH SHORES 32118 median. See the full Daytona Beach Shores market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3020 S PENINSULA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3020 S PENINSULA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3020 S PENINSULA DRIVE FAQs
What would the monthly payment be for 3020 S PENINSULA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,678/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3020 S PENINSULA DRIVE?+
The most recent tax bill on record (2025) was $35,234. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3020 S PENINSULA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Daytona Beach Shores?+
At $2,700,000, this home is listed about 441% above the Daytona Beach Shores median of $499,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3020 S PENINSULA DRIVE?+
R. J. Longstreet Elementary School (elementary), Atlantic High School (high), Silver Sands Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REALTY PROS ASSURED · Robab Tavakoli. MLS #NS1088690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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