GARCIA STREET, NORTH PORT, FL, 34286
Active47 days on marketListed Jun 18, 2026MLS #NS1088537
About this home
GARCIA STREET
Build your dream home on this beautiful waterfront lot on Garcia Street in North Port, Florida. Situated along the scenic Cosmic Waterway, this freshwater canal property offers peaceful water views and direct access for kayaking, canoeing, and fishing right from your backyard. Located in a quiet neighborhood with no HOA or deed restrictions, this lot is conveniently close to shopping, dining, schools, and Gulf Coast beaches. Don't miss this opportunity to own a piece of Florida waterfront living.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$516 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$516/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Madagascar
Get to know North Port. See the full North Port guide →
Madagascar — neighborhood snapshot
Population
2,224
Median age
47
Median income
$80,556
Median home value
$348,300
Avg household
2
Households w/ children
236
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near GARCIA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$260,000
2365 MCMINN STREET · same community
3 bd · 2 ba · 1,172 sqft · $222/sqft · 8 DOM
Sold · Mar ’26$257,000
2799 KASIM STREET · same community
3 bd · 2 ba · 1,264 sqft · $203/sqft · 29 DOM
Sold · Mar ’26$255,000
2675 CHEROKEE STREET · same community
3 bd · 2 ba · 1,277 sqft · $200/sqft · 272 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about GARCIA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for GARCIA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
GARCIA STREET FAQs
What would the monthly payment be for GARCIA STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $516/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on GARCIA STREET?+
The most recent tax bill on record (2025) was $858. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Port?+
At $45,000, this home is listed about 87% below the North Port median of $336,350. The market section on this page shows how the area is trending.
Which schools are assigned to GARCIA STREET?+
Lamarque Elementary School (elementary), North Port High School (high), Woodland Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SMITH REALTY AND ASSOC INC · Syna Prasse. MLS #NS1088537.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New North Port homes, in your inbox
Like GARCIA STREET but not quite? A daily digest of every new listing in North Port — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →