695 GRAPE IVY LANE, NEW SMYRNA BEACH, FL, 32168
Active54 days on marketListed Jun 16, 2026MLS #NS1088514
About this home
695 GRAPE IVY LANE
First time on the market for this beautiful four-bedroom, two-bath home in Sugar Mill Gardens! This split floor plan home offers comfort, luxury, and functionality—situated on a large lot with the backyard overlooking trees and nature in the preservation area. Inside, you will find an open layout with soaring ceilings, tile floors and a large living and dining area. The expansive kitchen is amazing, featuring white 42-inch cabinetry, granite countertops, tile backsplash, stainless steel appliances and a breakfast bar for extra seating. The kitchen overlooks the family room, a perfect space for friends, family and entertainment. You also have a breakfast nook that overlooks the backyard, perfect for your morning cup of coffee. The sizeable primary suite has a sitting area with sliding glass doors to the back patio and two walk-in closets. The primary bath includes double vanities, a garden tub and an oversized walk-in shower. The interior laundry room has plenty of room for storage. There’s plenty of room for a golf cart and 2 cars in the three-car garage! Sugar Mill Gardens includes private golf cart access to Sugar Mill Golf & Country Club – additional membership provides access to dining, golf, pickleball, tennis and a community pool. What a great location near I95, shopping, dining, groceries and the BEACH!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,492
Sqft
0.21 ac
Lot size
3
Garage
2014
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,237 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,237/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
$/sqft vs New Smyrna Beach actives
$216 vs $379
Days on market
54 vs 68 typical
Where $216/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 695 GRAPE IVY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$539,000
830 SNAPDRAGON DRIVE · same community
3 bd · 2 ba · 2,464 sqft · $219/sqft · 8 DOM
Sold · Nov ’25$492,500
710 GRAPE IVY LANE · same community
4 bd · 3 ba · 2,314 sqft · $213/sqft · 98 DOM
Sold · May ’26$435,000
740 GRAPE IVY LANE · same community
4 bd · 2 ba · 2,024 sqft · $215/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 695 GRAPE IVY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 695 GRAPE IVY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
695 GRAPE IVY LANE FAQs
What would the monthly payment be for 695 GRAPE IVY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,237/mo — principal and interest, the actual property-tax bill, the $59/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 695 GRAPE IVY LANE?+
The association fee works out to $59 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 695 GRAPE IVY LANE?+
The most recent tax bill on record (2025) was $7,280. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 695 GRAPE IVY LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $539,000, this home is listed about 5% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 695 GRAPE IVY LANE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$539,000 runs 44% above the NEW SMYRNA BEACH 32168 median — but at 2,492 sqft it's also 50% larger than the typical New Smyrna Beach listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LAND AND SEA REALTY · Wendy Schwoerer. MLS #NS1088514.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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