David Ramirez
$449,990$504,5713 bd2 ba2,066 sqft$218 /sqft$3,218 /mo all-in ↓

3354 MONACO BOULEVARD, NEW SMYRNA BEACH, FL, 32168

Active55 days on marketListed Jun 11, 2026MLS #NS1088466

Reduced $55KNew constructionSingle Family ResidenceARDISIA PARK

About this home

3354 MONACO BOULEVARD

Under Construction. Welcome to this beautifully designed **Douglas G model** located in the highly sought-after Ardisia Park community in New Smyrna Beach. This thoughtfully crafted **3-bedroom, 2-bath home with a dedicated den/office** offers the perfect blend of style, comfort, and functionality. Situated in a **natural gas community**, this home showcases the elegant **Serene Collection**, featuring **quartz countertops, modern finishes, and ample workspace**—ideal for both everyday living and entertaining. The open-concept layout is complemented by **durable luxury vinyl plank flooring throughout the main living areas**, while **plush carpeting in the bedrooms** adds warmth and comfort. The spacious primary suite is designed for relaxation and privacy, featuring a **private water closet (toilet room)** and well-appointed bath. Step outside to enjoy your **private backyard view from the covered porch**, perfect for morning coffee or evening unwinding. Built with quality in mind, the home includes **Hardie board siding for long-lasting durability and curb appeal**. Located within **Ardisia Park**, residents enjoy a lifestyle of convenience and leisure with access to **resort-style amenities**, including a **clubhouse, community pool, fitness center, walking trails, dog park, butterfly garden, and pickleball courts**. This home offers the perfect opportunity to enjoy modern coastal living in one of New Smyrna Beach’s most desirable communities. Located within minutes of the soon planned I-95 exit. Just short drive to downtown Canal Street, Flagler Avenue, the beaches, shopping and medical.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,066

Sqft

0.18 ac

Lot size

2

Garage

2026

Year built

One

Levels

$218

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Microwave · Range · Tankless Water Heater
InteriorHigh Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryGas Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationBlock
ViewTrees/Woods · Water
FacesNortheast
ExteriorIrrigation System · Rain Gutters · Sidewalk

Community & fees

HOA fee$132/mo
Taxes (2025)$941/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,218 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$78
HOA fee — from the listing$132
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,218/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$78
HOA / condo fee$132
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$432KedgeAI estimate $477,238 · range $470K$489K$509K

vs edgeAI estimate

−5.7%

$/sqft vs ARDISIA PARK

$218 vs $208

Days on market

55 vs 68 typical

Where $218/sqft sits among the 6 homes for sale in ARDISIA PARK

3
1
0 · this home
1
0
1
$201–208$208–215$215–222$222–229$229–236$236+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Map of 3354 MONACO BOULEVARD inside its neighborhood boundary

Drive times from this address

Downtown Orlando57 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$475K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

1 of 6

ARDISIA PARK have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,990 $55K
Jun 11, 2026Listed at $504,571 · 55 days on market since
2026Built · ARDISIA PARK

Reality check

What actually sold near 3354 MONACO BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

644 MOON SHELL CIRCLESold · Jun ’26

$547,478

644 MOON SHELL CIRCLE · same community

3 bd · 2 ba · 2,055 sqft · $266/sqft · 0 DOM

556 MOON SHELL CIRCLESold · Sep ’25

$485,000

556 MOON SHELL CIRCLE · same community

3 bd · 2 ba · 2,055 sqft · $236/sqft · 50 DOM

601 MOON SHELL CIRCLESold · Jan ’26

$400,000

601 MOON SHELL CIRCLE · same community

3 bd · 2 ba · 2,055 sqft · $195/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3354 MONACO BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3354 MONACO BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

3354 MONACO BOULEVARD FAQs

What would the monthly payment be for 3354 MONACO BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,218/mo — principal and interest, the actual property-tax bill, the $132/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3354 MONACO BOULEVARD?+

The association fee works out to $132 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3354 MONACO BOULEVARD?+

The most recent tax bill on record (2025) was $941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3354 MONACO BOULEVARD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $449,990, this home is listed about 12% below the New Smyrna Beach median of $514,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3354 MONACO BOULEVARD?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$449,990 runs 22% above the NEW SMYRNA BEACH 32168 median — but at 2,066 sqft it's also 25% larger than the typical New Smyrna Beach listing.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $504,571, now $449,990 — a $55K cut. The full history is in the market section below.

Listing courtesy of LOCAL LIVING REALTY GROUP · Candace Cecil. MLS #NS1088466.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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