503 N CAUSEWAY UNIT 1020, NEW SMYRNA BEACH, FL, 32169
Active64 days on marketListed Jun 7, 2026MLS #NS1088405
About this home
503 N CAUSEWAY UNIT 1020
Welcome to Diamond Head Point, one of the most desirable waterfront communities in New Smyrna Beach. Perfectly positioned in the heart of everything the area has to offer, you'll enjoy easy access to the beach, Flagler Avenue's shops and restaurants, the Intracoastal Waterway, and the charm of Canal Street. Whether you prefer to golf cart, bike, boat, walk, or simply relax, the ultimate New Smyrna Beach lifestyle is right at your doorstep. This beautifully updated condominium has been thoughtfully prepared for its next owner. Featuring stunning river views, an open-concept floor plan, and a spacious kitchen, living, and dining area, this home is designed for both comfort and entertaining. The split-bedroom layout offers two generously sized bedrooms and two full bathrooms. Tile flooring throughout the main living areas is ideal after a day at the beach, while new carpet in the bedrooms provides warmth and comfort. One of the home's standout features is the breathtaking view from the living room and private balcony. Watch boats cruise along the Intracoastal, overlook the community pool, and enjoy spectacular west-facing sunsets that paint the sky each evening. The amenities at Diamond Head Point are second to none, featuring a resort-style riverfront pool, fitness center, pickleball courts, beautifully updated clubhouse, fire pit, dog park, and on-site property management and maintenance for added convenience. For boating enthusiasts, an optional boat slip is also available for purchase separately. If you've been searching for the best-priced unit in one of the best-located communities in New Smyrna Beach, this is your opportunity. Contact us today to schedule your private showing and start living the waterfront lifestyle you've been dreaming of.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,259
Sqft
5.29 ac
Lot size
1
Garage
1983
Year built
One
Levels
$484
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,721 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,721/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.9%
$/sqft vs New Smyrna Beach actives
$484 vs $368
Days on market
64 vs 68 typical
Where $484/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Island — neighborhood snapshot
Population
1,002
Median age
62
Median income
$79,564
Median home value
$622,700
Avg household
2
Households w/ children
61%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
207 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 503 N CAUSEWAY UNIT 1020
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$624,500
501 N CAUSEWAY UNIT 2050 · same community
2 bd · 2 ba · 1,259 sqft · $496/sqft · 266 DOM
Sold · Mar ’26$835,000
501 N CAUSEWAY UNIT 3070 · same community
2 bd · 2 ba · 1,259 sqft · $663/sqft · 110 DOM
Sold · Jul ’26$950,000
501 N CAUSEWAY UNIT 6070 · same community
2 bd · 2 ba · 1,259 sqft · $755/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 503 N CAUSEWAY UNIT 1020 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 503 N CAUSEWAY UNIT 1020 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
503 N CAUSEWAY UNIT 1020 FAQs
What would the monthly payment be for 503 N CAUSEWAY UNIT 1020?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,721/mo — principal and interest, the actual property-tax bill, the $1,279/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 503 N CAUSEWAY UNIT 1020?+
The association fee works out to $1,279 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 503 N CAUSEWAY UNIT 1020?+
The most recent tax bill on record (2025) was $9,208. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 503 N CAUSEWAY UNIT 1020?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $609,000, this home is listed about 18% above the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 503 N CAUSEWAY UNIT 1020?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$609,000 runs 17% above the NEW SMYRNA BEACH 32169 median.
02Pool & Water views
The pool and water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,279/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $619,000, now $609,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE HIGH TIDE GROUP · Tara Lyall. MLS #NS1088405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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