5528 W BAYSHORE DRIVE, PORT ORANGE, FL, 32127
Active71 days on marketListed May 29, 2026MLS #NS1088308
About this home
5528 W BAYSHORE DRIVE
Waterfront "Airbnb" This coastal cottage in Port Orange’s Harbor Oaks/Bay Shore neighborhood is on an oversized waterfront lot with sweeping Rose Bay views. Because the Doris Leeper Spruce Creek Preserve is directly across the water, that view is yours forever. Inside, vaulted ceilings and light-filled living spaces with water views set the tone. The updated kitchen, built-in dining nook, and sprawling screened lanai make every day feel like a retreat. Paddleboard at sunrise. Fish from your private dock at dusk. Watch ospreys hunt over the Bay while the rest of the world rushes by. Recently installed roof, French drain, and fresh interior and exterior paint! No HOA! Minutes to the Intracoastal, boat ramps, beaches, dining, and the best of both Daytona Beach and New Smyrna Beach. This isn’t just a home, it’s a lifestyle you’ll never want to leave.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
1,082
Sqft
0.19 ac
Lot size
2
Garage
1957
Year built
One
Levels
$485
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Orange actives
$485 vs $218
Days on market
71 vs 45 typical
Where $485/sqft sits among the 215 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Orange
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
PORT ORANGE 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $346K
Port Orange median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
125 of 215
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the PORT ORANGE 32127 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 5528 W BAYSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$375,000
5561 W MAGNOLIA AVENUE · same community
4 bd · 2 ba · 1,986 sqft · $189/sqft · 28 DOM
Sold · Jan ’26$125,000
5293 ISABELLE AVENUE
2 bd · 2 ba · 1,094 sqft · $114/sqft · 42 DOM
Sold · Dec ’25$112,000
5481 ISABELLE AVENUE
2 bd · 2 ba · 1,052 sqft · $106/sqft · 294 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5528 W BAYSHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5528 W BAYSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5528 W BAYSHORE DRIVE FAQs
What would the monthly payment be for 5528 W BAYSHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,917/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5528 W BAYSHORE DRIVE?+
The most recent tax bill on record (2025) was $5,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5528 W BAYSHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $525,000, this home is listed about 44% above the Port Orange median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5528 W BAYSHORE DRIVE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$525,000 runs 28% above the PORT ORANGE 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $550,000, now $525,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Pat Collado. MLS #NS1088308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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