David Ramirez
$1,100,000$1,159,0003 bd2 ba1,750 sqft$629 /sqft$7,581 /mo all-in ↓

253 MINORCA BEACH WAY UNIT 604, NEW SMYRNA BEACH, FL, 32169

Active79 days on marketListed May 22, 2026MLS #NS1088303

Reduced $59KWaterfrontCondominiumDUNES AT MINORCA PH 01

About this home

253 MINORCA BEACH WAY UNIT 604

One or more of the photos has been virtually staged. Welcome to this beautiful direct 6th floor ocean front residence in the Andros at Minorca. Upon entering you will be awed by the ocean beauty from 8 foot glass doors. Seldom do these coveted 3/2 direct oceanfront Sailfish floor plans become available. This residence has received beautiful new white oak, LVP flooring throughout, freshly repainted, new quartz countertops in the kitchen, upgraded stainless steel appliances, wood cabinetry, closet pantry, new ceiling fixtures, fans and more. The great room is spacious light and bright overlooking the ocean with access to a very large 15 foot wide, 9 foot deep balcony. Wake up to the ocean sunrise from the wonderful primary suite, with two closets, walk-in and large wardrobe. Spacious en-suite bath with double vanities, large garden tub, walk-in shower and private water closet. The split plan offers a large second bedroom suite with closet and adjoining bathroom. Bedroom 3 features double doors accessed from the entry and offers great options for use as a 3rd bedroom, den or home office. Large inside laundry room with sink. Tankless hot water heater installed June 2024, HVAC System May 2023. Across the hall from the residence is an owner storage closet. Other amenities included assigned garage parking with garage door, secured lobby entrance, private beach access for the Dunes association at Minorca shared with only one other building. Dunes association also has a wonderful pool, spa, outdoor kitchen and lots of pool decking with loungers, tables and chairs. Guest parking also available. This residence enjoys all the other Minorca amenties, including, 24/7 manned gated access, community pool heated in the winter months, spa, loads, of loungers and and furniture around the huge pool deck which has great sun, a multi-million dollar clubhouse which is being completely refreshed offering pool table, catering kitchen, TV area with 85" TV and electric fireplace, game tables and chairs, meeting and awesome entertaining space. Full fitness center with cardio, free and machine weights, TV's, his and hers restrooms each with dry saunas, four HAR Tru Lighted tennis courts, activities building with lending library, newly refreshed pool pavilion with restrooms, gated riverfront access across the street with river pavilion with restrooms, marina with deep water boat slips often available to purchase separately the exclusive right to sub-lease, kayak storage racks to rent for your kayaking enjoyment. Minorca adjoins Volusia counties 220 acre Smyrna Dunes Park with miles of walking trail with access to both the beaches. inlet, river, dog friendly beach and fishing pier. Make an appointment to view this amazing move in condition residence and start the process of living this five star resort style living today! All information is deemed accurate, measurements are approximate. Buyers are responsible to verify all dimensions and other information deemed important to them.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,750

Sqft

2.68 ac

Lot size

1

Garage

2002

Year built

One

Levels

$629

Per sqft

WaterfrontWater view55+ community

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane · Tile
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingAssigned · Covered · Driveway · Garage Door Opener · Guest
ExteriorBalcony · Outdoor Kitchen · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$12,881/yr
PetsCats OK, Dogs OK
CommunityDock · Fishing · Gulf/Ocean Front · Intracoastal Waterway · Marina · River · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,581 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property tax — 2025 actual bill$1,073
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $110,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $110,000
Interest rate6.00%
Loan term

Estimated payment

$7,581/mo

Principal & interest$5,936
PMI (est., until 20% equity)$413
Property taxes (actual bill)$1,073
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$671KedgeAI estimate $921,190 · range $699K$1.1M$1.2M

vs edgeAI estimate

+19.4%

$/sqft vs New Smyrna Beach actives

$629 vs $373

Days on market

79 vs 68 typical

Where $629/sqft sits among the 400 New Smyrna Beach actives

157
86
78
33 · this home
20
26
$177–303$303–428$428–554$554–680$680–806$806+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Beach

Map of 253 MINORCA BEACH WAY UNIT 604 inside its neighborhood boundary

Drive times from this address

Downtown Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Beach — neighborhood snapshot

Population

1,269

Median age

62

Median income

$111,395

Median home value

$668,800

Avg household

2

Households w/ children

42%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$448K$424K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

207 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,100,000 $59K
May 22, 2026Listed at $1,159,000 · 79 days on market since
2002Built · DUNES AT MINORCA PH 01

Reality check

What actually sold near 253 MINORCA BEACH WAY UNIT 604

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

255 MINORCA BEACH WAY UNIT 704Sold · May ’26

$1,125,000

255 MINORCA BEACH WAY UNIT 704

3 bd · 2 ba · 1,750 sqft · $643/sqft · 22 DOM

603 N Pine STREETSold · Oct ’25

$650,000

603 N Pine STREET

3 bd · 2 ba · 1,733 sqft · $375/sqft · 826 DOM

2700 N PENINSULA AVENUE UNIT 314Sold · Aug ’25

$975,000

2700 N PENINSULA AVENUE UNIT 314

3 bd · 2 ba · 1,792 sqft · $544/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 253 MINORCA BEACH WAY UNIT 604 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 253 MINORCA BEACH WAY UNIT 604 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

253 MINORCA BEACH WAY UNIT 604 FAQs

What would the monthly payment be for 253 MINORCA BEACH WAY UNIT 604?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,581/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 253 MINORCA BEACH WAY UNIT 604?+

The most recent tax bill on record (2025) was $12,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 253 MINORCA BEACH WAY UNIT 604?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $1,100,000, this home is listed about 114% above the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.

Which schools are assigned to 253 MINORCA BEACH WAY UNIT 604?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,100,000 runs 111% above the NEW SMYRNA BEACH 32169 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,159,000, now $1,100,000 — a $59K cut. The full history is in the market section below.

Listing courtesy of COLLADO REAL ESTATE · James Lyon. MLS #NS1088303.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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