424 LUNA BELLA LANE UNIT 231, NEW SMYRNA BEACH, FL, 32168
Active56 days on marketListed Jun 19, 2026MLS #NS1088282
About this home
424 LUNA BELLA LANE UNIT 231
Experience elevated coastal living in the highly sought-after Tuscany Square Condominium at Venetian Bay! This spacious 3-bedroom, 3-bath residence offers over 1,950 square feet of living area under air and features an open-concept floor plan designed for both comfortable everyday living and effortless entertaining. The expansive living and dining areas flow seamlessly to a sweeping private balcony, creating the perfect space to relax and enjoy the Florida lifestyle. The well-appointed primary suite boasts walk-in closets and a beautifully customized, upgraded primary bathroom designed with luxury and comfort in mind. Additional highlights include new carpet, an interior laundry room, generous guest accommodations, and abundant storage throughout. A private, gated entry provides added security and exclusivity, while the oversized private 1+ car garage offers convenience and extra storage space. Ideally located within Venetian Bay, residents enjoy a walkable lifestyle with restaurants, shops, and the renowned Venetian Bay Golf Club just steps away. Enjoy championship golf, dining, and an active community atmosphere, all while being only minutes from New Smyrna Beach's world-famous beaches, downtown attractions, and waterfront recreation. Don't miss this exceptional opportunity to own one of Tuscany Square's premier residences in one of New Smyrna Beach's most desirable communities. 3 Bedrooms | 3 Bathrooms | 1,950+ Sq. Ft. Living Area | Private Garage | Gated Entry | Venetian Bay Lifestyle
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,953
Sqft
2.64 ac
Lot size
1
Garage
2007
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,281 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,281/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$182 vs $373
Days on market
56 vs 70 typical
Where $182/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Tuscany, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$4,000/mo median
Live New Smyrna Beach rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside North Village
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Tuscany is a short-term-rental community. See the full guide →
North Village — neighborhood snapshot
Population
4,380
Median age
57
Median income
$97,768
Median home value
$445,000
Avg household
2
Households w/ children
314
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
212 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 424 LUNA BELLA LANE UNIT 231
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$334,500
424 LUNA BELLA LANE UNIT 222 · same community
3 bd · 3 ba · 1,953 sqft · $171/sqft · 279 DOM
Sold · Oct ’25$575,000
352 VENETIAN PALMS BOULEVARD
4 bd · 2 ba · 1,983 sqft · $290/sqft · 2 DOM
Sold · Feb ’26$555,000
351 VENETIAN PALMS BOULEVARD
3 bd · 2 ba · 1,987 sqft · $279/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 424 LUNA BELLA LANE UNIT 231 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 424 LUNA BELLA LANE UNIT 231 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
424 LUNA BELLA LANE UNIT 231 FAQs
What would the monthly payment be for 424 LUNA BELLA LANE UNIT 231?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,281/mo — principal and interest, the actual property-tax bill, the $664/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 424 LUNA BELLA LANE UNIT 231?+
The association fee works out to $664 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 424 LUNA BELLA LANE UNIT 231?+
The most recent tax bill on record (2025) was $2,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 424 LUNA BELLA LANE UNIT 231 be rented short-term?+
Yes — this home sits inside Tuscany, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 424 LUNA BELLA LANE UNIT 231?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $355,000, this home is listed about 32% below the New Smyrna Beach median of $519,000. The market section on this page shows how the area is trending.
Which schools are assigned to 424 LUNA BELLA LANE UNIT 231?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the NEW SMYRNA BEACH 32168 market on paper
$355,000 is 5% below the NEW SMYRNA BEACH 32168 median of $374,999, and at $182/sqft it sits under the New Smyrna Beach average of $422.
02Zoned for nightly rentals
Tuscany is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Know the monthly fee
The association fee is $664/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $375,000, now $355,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NSB HOMES LLC · Donna Concannon. MLS #NS1088282.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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