
1309 S ATLANTIC AVENUE, NEW SMYRNA BEACH, FL, 32169
Pending83 days on marketListed May 22, 2026MLS #NS1088251
About this home
1309 S ATLANTIC AVENUE
Just completed and perfectly positioned across the street from the ocean in the heart of New Smyrna Beach, this exceptional new construction oceanview luxury home (or duplex) offers the ultimate blend of investment potential and upscale coastal living with coveted short-term rental zoning (and multi-family) and projected gross annual revenue exceeding $160,000. Whether you’re seeking a high-performing income property, multigenerational retreat, or luxurious private residence, this custom-designed 4BR/4.5BA masterpiece delivers unmatched versatility with two fully equipped living units connected by a single interior doorway that can easily function together or independently. Built to the highest standards with concrete foundations, reinforced block construction on both floors, hurricane impact windows and sliders, and a commercial-grade TPO roof with gutters and downspouts, the property combines durability with sophisticated coastal design. Located just steps from the beach walkover and directly across from the Atlantic Ocean, you’ll also enjoy incredible walkability to Publix, Walgreens, five restaurants, bars with live music, and endless conveniences, while being less than a mile from iconic Flagler Avenue and just over the bridge from the charm of historic Canal Street with its farmers markets, art festivals, shopping, dining, and entertainment. The west residence features a beautifully appointed 2BR/2BA single-level layout with private laundry, living area, covered patio, outdoor shower, courtyard, and dedicated parking, while the east residence is an extraordinary two-story 2BR/2.5BA luxury home with attached garage, covered patio with outdoor showerm, three expansive balconies, indoor and outdoor kitchens, and dramatic panoramic ocean views. The main living level showcases a stunning designer kitchen with massive waterfall-edge quartz island, custom solid wood cabinetry, premium finishes, and seamless flow into the oceanview living room opening to a covered screened balcony complete with electronic screens and hurricane shutters. Additional outdoor living spaces include a west-facing covered terrace ideal for sunset dining with Blaze gas grill, wet bar, electronic screen, hurricane shutter, plus an adjacent open-air terrace with retractable awning and screen—all accented by sleek glass railings preserving unobstructed views. The primary suite is a true sanctuary featuring an enormous walk-in closet, spa-inspired bath with dual vanities and frameless glass shower, plus full-size laundry for ultimate convenience. Offered fully furnished with professionally curated designer finishes and furnishings throughout, this is an incredibly rare opportunity to own a flexible luxury coastal property equally suited for personal enjoyment, hosting extended family, or maximizing rental income in one of Florida’s most desirable beachside destinations. ALL INFORMATION IS ASSUMED ACCURATE BUT NOT GUARANTEED. ALL MEASUREMENTS ARE APPROXIMATE. BUYERS AND THEIR AGENTS SHALL VERIFY ANY INFORMATION DEEMED IMPORTANT TO THEM.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
2,737
Sqft
0.11 ac
Lot size
1
Garage
2025
Year built
Two
Levels
$1,056
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$17,380 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$17,380/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$1,056 vs $379
Days on market
83 vs 70 typical
Where $1,056/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
203 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 456% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1309 S ATLANTIC AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$612,500
808 E 19TH AVENUE
5 bd · 2 ba · 2,586 sqft · $237/sqft · 178 DOM
Sold · Oct ’25$2,300,000
1307 HILL STREET
3 bd · 2.5 ba · 2,380 sqft · $966/sqft · 160 DOM
Sold · Nov ’25$965,000
819 E 21ST AVENUE
3 bd · 3 ba · 2,256 sqft · $428/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1309 S ATLANTIC AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1309 S ATLANTIC AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1309 S ATLANTIC AVENUE FAQs
What would the monthly payment be for 1309 S ATLANTIC AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,380/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1309 S ATLANTIC AVENUE?+
The most recent tax bill on record (2025) was $6,498. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $2,890,000, this home is listed about 460% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.
Which schools are assigned to 1309 S ATLANTIC AVENUE?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,890,000 runs 456% above the NEW SMYRNA BEACH 32169 median — but at 2,737 sqft it's also 66% larger than the typical New Smyrna Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Scott Yurchison. MLS #NS1088251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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