120 WEST LOOP, OAK HILL, FL, 32759
Active73 days on marketListed May 8, 2026MLS #NS1088169
About this home
120 WEST LOOP
Here is a great opportunity to own a mobile home on your own land with no HOA! Adorable 1 bedroom, 1.5 bath on large fenced-in corner lot. Covered front porch for enjoying your morning coffee with the early morning breezes and covered back porch for a relaxing evening at home. Great location with nearby boat ramp, local seafood restaurant on the river and fishing. Short distance to shopping, major roads and more. Perfect spot to call home or for that much needed weekend getaway at a great price. All information is deemed accurate. Measurements are approximate. Buyers and or buyers agent to verify all and any information.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
672
Sqft
0.25 ac
Lot size
1972
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,010/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oak Hill actives
$171 vs $290
Days on market
73 vs 37 typical
Where $171/sqft sits among the 18 Oak Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Hill
Drive times from this address
Get to know Oak Hill. See the full Oak Hill guide →
OAK HILL 32759 — neighborhood snapshot
Population
2,941
Median age
52.6
Median income
$61,968
Median home value
$266,600
Avg household
2.68
Households w/ children
195
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oak Hill market
$300K → $488K
Oak Hill median sold, yr/yr
92.3%
Sale-to-list ratio (12 mo)
10 of 18
Oak Hill actives have cut their price
Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% below the OAK HILL 32759 median. See the full Oak Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 120 WEST LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$56,000
147 MAE STREET
2 bd · 1 ba · 672 sqft · $83/sqft · 28 DOM
Sold · May ’26$85,000
132 CENTER STREET
2 bd · 1 ba · 648 sqft · $131/sqft · 135 DOM
Sold · Jul ’26$95,000
128 CENTER STREET
2 bd · 1 ba · 784 sqft · $121/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 120 WEST LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 120 WEST LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
120 WEST LOOP FAQs
What would the monthly payment be for 120 WEST LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 120 WEST LOOP?+
The most recent tax bill on record (2025) was $1,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oak Hill?+
At $115,000, this home is listed about 62% below the Oak Hill median of $304,000. The market section on this page shows how the area is trending.
Which schools are assigned to 120 WEST LOOP?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of ACE REALTY & MANAGEMENT, LLC · Gail Laughlin. MLS #NS1088169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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