David Ramirez

70 OCEAN WAY DRIVE, PONCE INLET, FL, 32127

Active92 days on marketListed May 2, 2026MLS #NS1088115

Priced 10% below the PONCE INLET 32127 medianLIGHTHOUSE PLACE

About this home

70 OCEAN WAY DRIVE

Discover the ideal opportunity to build your dream coastal retreat in the sought-after community of Ponce Inlet. This exceptional vacant lot offers an ideal setting just moments from pristine, no-drive beaches, the iconic lighthouse, marinas, waterfront dining and some of the best fishing and boating on Florida's east coast. In a quiet, upscale neighborhood, the property provides ample space for your customer's home with room for outdoor living at its best. Enjoy a laid-back lifestyle surrounded by natural beauty, sea breezes and year-round sunshine. With utilities readily available nearby and strong surrounding home values, this lot is primed for the savvy buyer ready to create something special. Don't miss this rare opportunity to be this close to the beaches and the beautiful Ponce Inlet lighthouse!

Facts & features

The home at a glance

0.24 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$4,792/yr

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,933 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2025 actual bill$399
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,933/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$399
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ponce Inlet

Map of 70 OCEAN WAY DRIVE

Get to know Ponce Inlet. See the full Ponce Inlet guide →

PONCE INLET 32127 — neighborhood snapshot

Population

28,430

Median age

53.6

Median income

$65,260

Median home value

$301,800

Avg household

2.18

Households w/ children

2,656

For the school run

Volusia County School District

ElementaryPort Orange Elementary School★★★★
MiddleSilver Sands Middle School★★★★★
HighSpruce Creek High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ponce Inlet market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$616K$585K

Ponce Inlet median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the PONCE INLET 32127 median. See the full Ponce Inlet market guide →

Paper trail

This home's history

May 2, 2026Listed at $375,000 · 92 days on market since

Reality check

What actually sold near 70 OCEAN WAY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

54 OCEAN WAY DRIVESold · Jan ’26

$1,295,000

54 OCEAN WAY DRIVE · same community

3 bd · 2.5 ba · 2,336 sqft · $554/sqft · 0 DOM

0 N PENINSULA AVENUE UNIT C33Sold · Jul ’26

$180,000

0 N PENINSULA AVENUE UNIT C33

133 DOM

2520 BELMONT AVENUESold · Apr ’26

$208,000

2520 BELMONT AVENUE

2 bd · 1 ba · 792 sqft · $263/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 70 OCEAN WAY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 70 OCEAN WAY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

70 OCEAN WAY DRIVE FAQs

What would the monthly payment be for 70 OCEAN WAY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,933/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 70 OCEAN WAY DRIVE?+

The most recent tax bill on record (2025) was $4,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ponce Inlet?+

At $375,000, this home is listed about 43% below the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.

Which schools are assigned to 70 OCEAN WAY DRIVE?+

Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Jennifer Matacale. MLS #NS1088115.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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