David Ramirez
$635,0002 bd2 ba1,384 sqft$459 /sqft$5,259 /mo all-in ↓

7 RIVERWALK DRIVE UNIT 406, NEW SMYRNA BEACH, FL, 32169

Active112 days on marketListed Apr 17, 2026MLS #NS1087978

CondominiumRIVERWALK CONDOMINIUMS AT CORONADO ISLAND

About this home

7 RIVERWALK DRIVE UNIT 406

BEAUTIFUL WATER VIEW!!! NEW CONSTRUCTION 2 BEDROOM/2 BATH UNIT IN THE HEART OF NEW SMYRNA BEACH! Imagine watching dolphins frolic in the water as you enjoy morning coffee on your balcony! Walk, bike or golf cart to the beautiful beaches of NSB or the shops & restaurants of Flagler Avenue and Canal Street. Located in the highly desirable gated community of Riverwalk Condominiums at Coronado Island, this open floorplan unit has all of the upgrades you'd expect to find in an upscale property including quartz countertops, custom cabinets with "soft close" feature and under cabinet lighting, stainless steel G.E. appliances, 9ft+ ceilings, 5 1/2" baseboards, porcelain tile flooring, solid stone window sills and many more upgrades too numerous to mention! Spacious balcony offers tranquil views of the intracoastal waters. Enjoy the beautifully furnished clubhouse with fitness room, theatre room, fully equipped kitchen and large gathering space or take a dip in the waterside pool and spa! This spectacular community also offers bocce ball, shuffleboard, tennis/pickleball and outdoor grilling areas. Marina boat slips are available for purchase! Stop by our decorated model/sales office for a tour. Open 7 days a week from 9am - 5pm. *Photos are of same floorplan but not that of exact unit. Interior colors, finishes and features will vary by unit.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,384

Sqft

0.35 ac

Lot size

1

Garage

2024

Year built

One

Levels

$459

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionConcrete · HardiPlank Type · Stucco
FoundationSlab
FacesSoutheast
ExteriorBalcony · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

HOA fee$694/mo
Taxes (2025)$8,891/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,259 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property tax — 2025 actual bill$741
Condo fee — from the listing$694
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,500
Interest rate6.00%
Loan term

Estimated payment

$5,259/mo

Principal & interest$3,426
PMI (est., until 20% equity)$238
Property taxes (actual bill)$741
HOA / condo fee$694
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $635K
$582KedgeAI estimate $667,796 · range $607K$760K$791K

vs edgeAI estimate

−4.9%

$/sqft vs New Smyrna Beach actives

$459 vs $385

Days on market

112 vs 68 typical

Where $459/sqft sits among the 400 New Smyrna Beach actives

155
87
80 · this home
32
20
26
$179–305$305–430$430–556$556–681$681–807$807+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Coronado Island

Map of 7 RIVERWALK DRIVE UNIT 406 inside its neighborhood boundary

Drive times from this address

Downtown Orlando64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

Coronado Island — neighborhood snapshot

Population

1,002

Median age

62

Median income

$79,564

Median home value

$622,700

Avg household

2

Households w/ children

61%

For the school run

Volusia County School District

MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★
ElementaryCoronado Beach Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

206 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

Apr 17, 2026Listed at $635,000 · 112 days on market since
2024Built · RIVERWALK CONDOMINIUMS AT CORONADO ISLAND

Reality check

What actually sold near 7 RIVERWALK DRIVE UNIT 406

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7 RIVERWALK DRIVE UNIT 302Sold · May ’26

$635,000

7 RIVERWALK DRIVE UNIT 302 · same community

2 bd · 2 ba · 1,384 sqft · $459/sqft · 0 DOM

7 RIVERWALK DRIVE UNIT 402Sold · Jul ’26

$625,000

7 RIVERWALK DRIVE UNIT 402 · same community

2 bd · 2 ba · 1,384 sqft · $452/sqft · 165 DOM

7 RIVERWALK DRIVE UNIT 405Sold · Apr ’26

$615,000

7 RIVERWALK DRIVE UNIT 405 · same community

3 bd · 2 ba · 1,384 sqft · $444/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7 RIVERWALK DRIVE UNIT 406 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 RIVERWALK DRIVE UNIT 406 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

7 RIVERWALK DRIVE UNIT 406 FAQs

What would the monthly payment be for 7 RIVERWALK DRIVE UNIT 406?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,259/mo — principal and interest, the actual property-tax bill, the $694/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 7 RIVERWALK DRIVE UNIT 406?+

The association fee works out to $694 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 7 RIVERWALK DRIVE UNIT 406?+

The most recent tax bill on record (2025) was $8,891. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7 RIVERWALK DRIVE UNIT 406?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $635,000, this home is listed about 23% above the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.

Which schools are assigned to 7 RIVERWALK DRIVE UNIT 406?+

New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Coronado Beach Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$635,000 runs 22% above the NEW SMYRNA BEACH 32169 median.

02Know the monthly fee

The association fee is $694/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

New Smyrna Beach Middle School, New Smyrna Beach High School, Coronado Beach Elementary School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL CONDOS REALTY GROUP · Leigh Knazek. MLS #NS1087978.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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