David Ramirez
$350,000$399,9002 bd2 ba1,150 sqft$304 /sqft$3,407 /mo all-in ↓

2222 OCEAN SHORE BOULEVARD UNIT 102B, ORMOND BEACH, FL, 32176

Active99 days on marketListed Apr 15, 2026MLS #NS1087956

Reduced $50KWaterfrontCondominiumOCEAN HOUSE

About this home

2222 OCEAN SHORE BOULEVARD UNIT 102B

MOTIVATED SELLER! Turnkey opportunity with all assessments completely paid. High cashflow potential with a 30 day minimum lease policy. Perfect for short term and medium term rentals! Seller financing will also be considered at the right terms for interested buyers! Ocean House Condos offers the perfect beachside retreat with this fully remodeled ground floor unit. Living on the ground floor allows you to grab your beach gear and walk right out the back door, placing you just steps away from the Atlantic Ocean!! The interior has been completely transformed from top to bottom, featuring a kitchen with ceramic countertops, self closing cabinets, and all new Samsung appliances. New hurricane windows and sliding glass door with turtle tint provide storm protection and environmental compliance for the local shoreline. Residents enjoy the HOA fee, providing extensive value by covering water, sewer, trash, lawn care, cable TV, internet, Wi-Fi, pest control, and outside building insurance. This unit comes with two deeded parking spots for maximum convenience. One is located in the underground garage near the car wash and storage area, while the other is situated outside directly in front of the unit. Amenities at Ocean House include a swimming pool, BBQ area, elevator access, and security cameras. The community handles all maintenance for common areas so you can focus on the coastal lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,150

Sqft

2.83 ac

Lot size

1

Garage

1981

Year built

One

Levels

$304

Per sqft

WaterfrontPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Freezer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

HOA fee$710/mo
Taxes (2025)$3,860/yr
PetsBreed Restrictions, Dogs OK, Size Limit, Yes
CommunityPool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,407 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$322
Condo fee — from the listing$710
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$3,407/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$322
HOA / condo fee$710
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$256KedgeAI estimate $273,629 · range $267K$291K$364K

vs edgeAI estimate

+27.9%

Days on market

99 vs 41 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocean House

Map of 2222 OCEAN SHORE BOULEVARD UNIT 102B inside its neighborhood boundary

Get to know Ormond Beach. See the full Ormond Beach guide →

Ocean House — neighborhood snapshot

Population

345

Median age

62

Median income

$95,568

Median home value

$433,000

Avg household

2

Households w/ children

34%

For the school run

Volusia County School District

MiddleOrmond Beach Middle School★★★★★
HighSeabreeze High School★★★★
ElementaryBeachside Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ormond Beach market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$390K$415K

Ormond Beach median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $50K
Apr 15, 2026Listed at $399,900 · 99 days on market since
1981Built · OCEAN HOUSE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2222 OCEAN SHORE BOULEVARD UNIT 102B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2222 OCEAN SHORE BOULEVARD UNIT 102B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2222 OCEAN SHORE BOULEVARD UNIT 102B FAQs

What would the monthly payment be for 2222 OCEAN SHORE BOULEVARD UNIT 102B?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,407/mo — principal and interest, the actual property-tax bill, the $710/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2222 OCEAN SHORE BOULEVARD UNIT 102B?+

The association fee works out to $710 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2222 OCEAN SHORE BOULEVARD UNIT 102B?+

The most recent tax bill on record (2025) was $3,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2222 OCEAN SHORE BOULEVARD UNIT 102B?+

The listing reports pets: Breed Restrictions, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ormond Beach?+

At $350,000, this home is listed about 18% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.

Which schools are assigned to 2222 OCEAN SHORE BOULEVARD UNIT 102B?+

Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $710/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

99 days on market against a Ormond Beach median of 41 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $399,900, now $350,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER COAST REALTY · Max Molina. MLS #NS1087956.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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