420 BANANA CAY DRIVE UNIT A, SOUTH DAYTONA, FL, 32119
Active136 days on marketListed Mar 30, 2026MLS #NS1087791
About this home
420 BANANA CAY DRIVE UNIT A
SELLER IS MOTIVATED! Bring all offers to this beautifully maintained first-floor, 2-bedroom, 2-bath condominium located 1 block from the Halifax River and 10 minutes from the beach. This is 922 square feet of comfortable, single-level living designed for simplicity and peace of mind. Step inside to discover a meticulously maintained residence filled with natural light from abundant windows, offering peaceful views of the best corner section of the entire complex. Private and serene, with a perfect blend of nature and the shimmering community pool just steps away, you will feel life in Florida was well worth the prior years of shoveling snow up north. The open floor layout connects the living, dining, and kitchen areas for easy entertaining or quiet evenings at home. The perfectly appointed kitchen has plenty of cupboards and workspace, plus the washer & dryer, ensuring convenience and practicality. The breakfast bar overlooks the living room, and the adjacent formal dining room can also serve as a home office or second living area. The spacious guestroom and hallway guest bath offer ample privacy with plenty of closet space. The master bedroom en suite is everything you would expect in a quality home like this, including a recently remodeled master bath with a modern walk-in shower and vanity. Many of the furnishings are negotiable, and with this excellent value, low monthly association fee, and peace-of-mind lifestyle, this gorgeous condo is waiting just for you to be its next owner. Centrally situated, you'll love the choices of waterfront dining, fresh seafood spots, marinas, boutique shopping, and entertainment, plus you'll marvel at how the year-round coastal events close by create that small-town charm people dream about when they picture life in Florida. Whether you're searching for a full-time home, seasonal escape, or a low-maintenance lock-and-leave retreat, this condo offers more than just a place to live -- it offers a lifestyle to love.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
922
Sqft
17 ac
Lot size
1985
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,148 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,148/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs BRISTOL BAY CONDO
$165 vs $129
Days on market
136 vs 70 typical
Where $165/sqft sits among the 6 homes for sale in BRISTOL BAY CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Daytona
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know South Daytona. See the full South Daytona guide →
SOUTH DAYTONA 32119 — neighborhood snapshot
Population
22,562
Median age
47.6
Median income
$53,795
Median home value
$215,200
Avg household
2.06
Households w/ children
2,027
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The South Daytona market
$290K → $225K
South Daytona median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
6 of 6
BRISTOL BAY CONDO have cut their price
Median sold price, South Daytona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 44% below the SOUTH DAYTONA 32119 median. See the full South Daytona market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 BANANA CAY DRIVE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$118,000
411 BANANA CAY DRIVE UNIT C · same community
2 bd · 2 ba · 922 sqft · $128/sqft · 133 DOM
Sold · Apr ’26$131,000
426 BANANA CAY DRIVE UNIT B · same community
2 bd · 2 ba · 922 sqft · $142/sqft · 37 DOM
Sold · Mar ’26$148,000
415 BANANA CAY DRIVE UNIT J · same community
2 bd · 2 ba · 922 sqft · $161/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 420 BANANA CAY DRIVE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 BANANA CAY DRIVE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
420 BANANA CAY DRIVE UNIT A FAQs
What would the monthly payment be for 420 BANANA CAY DRIVE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,148/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 420 BANANA CAY DRIVE UNIT A?+
The most recent tax bill on record (2025) was $272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 420 BANANA CAY DRIVE UNIT A?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in South Daytona?+
At $152,500, this home is listed about 44% below the South Daytona median of $271,000. The market section on this page shows how the area is trending.
Which schools are assigned to 420 BANANA CAY DRIVE UNIT A?+
South Daytona Elementary School (elementary), Atlantic High School (high), Campbell Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SOUTH DAYTONA 32119 market on paper
$152,500 is 44% below the SOUTH DAYTONA 32119 median of $270,000, and at $165/sqft it sits under the South Daytona average of $207.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $167,500, now $152,500 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX SIGNATURE · Liz Nicol. MLS #NS1087791.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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