3114 SPRUCE CREEK BOULEVARD, PORT ORANGE, FL, 32128
Active127 days on marketListed Apr 1, 2026MLS #NS1087733
About this home
3114 SPRUCE CREEK BOULEVARD
Virtually Staged. In the guard-gated Spruce Creek Fly-In community, this lovely home features a 1,740-square-foot garage, a tile roof, architectural details, and an open-concept, split-bedroom design that showcases attention to detail. With a view of the pool, golf course and lake, the great room flows into the kitchen, which includes a center island, 42-inch cabinets, tile backsplashes, solid surface counters, a breakfast bar and café area. The primary suite features French doors that lead to the lanai, along with an ensuite bath equipped with a dual vanity, a spacious walk-in shower and a private toilet area. Each of the additional bedrooms includes a walk-in closet, and one of these bedrooms also boasts an ensuite bath. Enhancing the home’s appeal are a a large office with French doors, a formal dining room, extensive crown molding and designer ceilings. Additional amenities include a tankless water heater serving two baths, an electric patio shutter and a safe room closet in the primary suite. The multi-car garage has an additional 50-by-20-foot bay ideal for a Class-A motorcoach, two 50-amp outlets, a sewer access tap and a utility sink. With a freshly painted exterior, an expansive paver driveway and attractive landscaping, this property has wonderful curb appeal. The 25-foot covered patio, screened lanai, are ideal for Florida’s lifestyle and the community’s quality of life is unparalleled. Spruce Creek Fly-In offers a range of activities for residents. They benefit from numerous amenities, including private golf-car-friendly streets, parks, a playground, and access to Spruce Creek Waterway for fishing or launching canoes and kayaks. On-site management, 24-hour staffed security, a public restaurant, a hair salon and various business services are within the community. The optional membership country club provides golf, pickleball, tennis, fitness facilities, a pool and a private restaurant, and offers a flexible membership structure. In addition, the community features a private 4,000-foot paved runway equipped with a GPS approach, paved taxiways and aviation services. The community’s convenient location allows easy access to local shopping, dining and entertainment. This represents a rare opportunity to purchase a beautiful home with an expansive garage in one of Central Florida’s desirable communities. Visual surveillance on premises.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,899
Sqft
0.85 ac
Lot size
5
Garage
2003
Year built
One
Levels
$345
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,227 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,227/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Port Orange actives
$345 vs $218
Days on market
127 vs 40 typical
Where $345/sqft sits among the 217 Port Orange actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Spruce Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Orange. See the full Port Orange guide →
Spruce Creek — neighborhood snapshot
Population
3,757
Median age
62
Median income
$94,674
Median home value
$544,800
Avg household
2
Households w/ children
222
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Orange market
$355K → $350K
Port Orange median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
122 of 217
Port Orange actives have cut their price
Median sold price, Port Orange, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 117% above the PORT ORANGE 32128 median. See the full Port Orange market guide →
Paper trail
This home's history
Reality check
What actually sold near 3114 SPRUCE CREEK BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$770,000
2720 AUTUMN LEAVES DRIVE · same community
4 bd · 3 ba · 2,641 sqft · $292/sqft · 3 DOM
Sold · Oct ’25$385,000
1983 RUTGERS PLACE UNIT 48 · same community
3 bd · 3.5 ba · 2,124 sqft · $181/sqft · 0 DOM
Sold · Jan ’26$335,000
1981 RUTGERS PLACE UNIT 49 · same community
2 bd · 2 ba · 1,736 sqft · $193/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3114 SPRUCE CREEK BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3114 SPRUCE CREEK BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3114 SPRUCE CREEK BOULEVARD FAQs
What would the monthly payment be for 3114 SPRUCE CREEK BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,227/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3114 SPRUCE CREEK BOULEVARD?+
The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3114 SPRUCE CREEK BOULEVARD?+
The most recent tax bill on record (2025) was $13,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3114 SPRUCE CREEK BOULEVARD?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Orange?+
At $999,000, this home is listed about 174% above the Port Orange median of $365,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3114 SPRUCE CREEK BOULEVARD?+
Creekside Middle School (middle), Cypress Creek Elementary School (elementary), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$999,000 runs 117% above the PORT ORANGE 32128 median — but at 2,899 sqft it's also nearly twice the size of the typical Port Orange listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
127 days on market against a Port Orange median of 40 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Creekside Middle School, Cypress Creek Elementary School, Spruce Creek High School — Creekside Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,100,000, now $999,000 — a $101K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Maureen Reynolds. MLS #NS1087733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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