428 N RIVERSIDE DRIVE, EDGEWATER, FL, 32132
Active121 days on marketListed Mar 22, 2026MLS #NS1087689
About this home
428 N RIVERSIDE DRIVE
Between US#1 and River and just 1.8 miles to all that downtown Canal Street offers, this 4 bedroom 4 bath spacious home on nicely elevated Riverside Drive corner lot, was renovated in 2019 with a new primary suite and a fabulous pool both added in 2020. The spacious living room features a gas fireplace and a large picture window that overlooks the pool and yard with a glimpse of the river, too! The remodeled kitchen has a gas range, walk-in pantry, abundant cabinetry and generous counter space along with a bright southeast facing breakfast nook to enjoy the morning sun. The primary suite with two spacious closets is on the first level along with a first level guest bedroom presently used as a den. The second level bedrooms each have a walk in closet, a private bath and river views. The laundry room includes a full pool bath. The heated 16x32 resort-style salt pool is surrounded by travertine and there’s an expansive low-maintenance Trex deck offering plenty of outdoor living space for relaxing year-round in true Florida style! The large garage (new door 2020) with retractable screen (2023), is under air (not counted in living area) and is set up as recreational and additional living space. Don’t miss the small storage area that is accessed from the rear of the building. Metal roof (2020). Natural gas serves the central HVAC (2024) for the original home, the stove, water heater (2019), pool, spa and fireplace. Kitchen appliances were replaced in 2019. With a flexible layout ideal for multi-generational living, potential in-law accommodations, or as a primary or vacation home, this property offers both versatility and location in one exceptional package.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,829
Sqft
0.38 ac
Lot size
2
Garage
1936
Year built
Two
Levels
$369
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,911 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,911/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Edgewater actives
$369 vs $202
Days on market
121 vs 39 typical
Where $369/sqft sits among the 151 Edgewater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Edgewater
Get to know Edgewater. See the full Edgewater guide →
EDGEWATER 32132 — neighborhood snapshot
Population
8,132
Median age
57
Median income
$53,860
Median home value
$234,900
Avg household
2.14
Households w/ children
525
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Edgewater market
$280K → $307K
Edgewater median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
78 of 151
Edgewater actives have cut their price
Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 175% above the EDGEWATER 32132 median. See the full Edgewater market guide →
Paper trail
This home's history
Reality check
What actually sold near 428 N RIVERSIDE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,629,000
425 N RIVERSIDE DRIVE · same community
4 bd · 2.5 ba · 2,515 sqft · $648/sqft · 6 DOM
Sold · Nov ’25$960,000
1413 LIVE OAK STREET
4 bd · 3 ba · 2,831 sqft · $339/sqft · 36 DOM
Sold · Mar ’26$745,000
1510 LIVE OAK STREET
4 bd · 3.5 ba · 2,812 sqft · $265/sqft · 209 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 428 N RIVERSIDE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 428 N RIVERSIDE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
428 N RIVERSIDE DRIVE FAQs
What would the monthly payment be for 428 N RIVERSIDE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,911/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 428 N RIVERSIDE DRIVE?+
The most recent tax bill on record (2025) was $8,642. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 428 N RIVERSIDE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Edgewater?+
At $1,045,000, this home is listed about 217% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 428 N RIVERSIDE DRIVE?+
Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,045,000 runs 175% above the EDGEWATER 32132 median — but at 2,829 sqft it's also 75% larger than the typical Edgewater listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
121 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,150,000, now $1,045,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAGNOLIA PROPERTIES · Margie Lints. MLS #NS1087689.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Edgewater homes, in your inbox
Like 428 N RIVERSIDE DRIVE but not quite? A daily digest of every new listing in Edgewater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →