David Ramirez
$545,000$545,9004 bd3.5 ba2,086 sqft$261 /sqft$4,043 /mo all-in ↓

3057 ISLES WAY, NEW SMYRNA BEACH, FL, 32168

Active148 days on marketListed Mar 12, 2026MLS #NS1087614

Reduced $900New constructionTownhouseISLES/VENETIAN BAY

About this home

3057 ISLES WAY

Indulge in spacious luxury with the Walkers Cay Model, designed for modern families and those who love to entertain. Boasting just over 2,000 square feet under air, this home offers four bedrooms, 3.5 bathrooms, and a two-car garage. Thoughtfully designed with two en-suite bedrooms, including a luxurious ground-floor primary suite, this layout ensures privacy and functionality. The home is adorned with high-end finishes, including plantation shutters, granite or quartz countertops, stainless steel appliances, and durable ceramic or luxury vinyl plank flooring. With over 45 years of experience, The Johnson Group delivers unmatched quality and attention to detail in every corner of the Walkers Cay. Living at The Isles at Venetian Bay means embracing a maintenance-free lifestyle in a gated community with resort-style amenities. Enjoy a sparkling community pool, high-speed cable and internet, and expertly maintained landscaping. Beyond the gates, Venetian Bay offers a championship golf course, pickleball and tennis courts, walking trails, and a lively town center featuring dining, shopping, and spa services. Make every day feel like a retreat. Schedule your private tour of the Walkers Cay Model today and step into the lifestyle you've been dreaming of at The Isles at Venetian Bay. Photos may be of a similar model but not that of the exact house. Buyer to confirm all options and features listed. All information is intended to be accurate however not guaranteed.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

2,086

Sqft

0.06 ac

Lot size

2

Garage

2025

Year built

Two

Levels

$261

Per sqft

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Primary Bedroom Main Floor · Split Bedroom · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$375/mo
Taxes (2025)$706/yr
PetsCats OK, Dogs OK
CommunityAssociation Recreation - Owned · Community Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,043 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property tax — 2025 actual bill$59
HOA fee — from the listing$375
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,075
Interest rate6.00%
Loan term

Estimated payment

$4,043/mo

Principal & interest$3,208
FHA mortgage insurance (est.)$241
Property taxes (actual bill)$59
HOA / condo fee$375
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs New Smyrna Beach actives

$261 vs $387

Days on market

148 vs 68 typical

Where $261/sqft sits among the 400 New Smyrna Beach actives

157 · this home
85
81
30
20
27
$179–307$307–434$434–561$561–688$688–816$816+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Village

Map of 3057 ISLES WAY inside its neighborhood boundary

Drive times from this address

Downtown Orlando56 min
Universal Orlando69 min
Orlando Int’l Airport (MCO)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Smyrna Beach. See the full New Smyrna Beach guide →

North Village — neighborhood snapshot

Population

4,380

Median age

57

Median income

$97,768

Median home value

$445,000

Avg household

2

Households w/ children

314

For the school run

Volusia County School District

ElementaryChisholm Elementary School★★★★
HighNew Smyrna Beach High School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Smyrna Beach market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$448K$445K

New Smyrna Beach median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

208 of 400

New Smyrna Beach actives have cut their price

Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 48% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $545,000 $900
Mar 12, 2026Listed at $545,900 · 148 days on market since
2025Built · ISLES/VENETIAN BAY

Reality check

What actually sold near 3057 ISLES WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3046 ISLES WAYSold · Jun ’26

$570,000

3046 ISLES WAY · same community

4 bd · 3.5 ba · 2,086 sqft · $273/sqft · 69 DOM

2864 ISLES WAYSold · Jun ’26

$539,000

2864 ISLES WAY · same community

3 bd · 2.5 ba · 2,131 sqft · $253/sqft · 90 DOM

2866 ISLES WAYSold · Jan ’26

$549,000

2866 ISLES WAY · same community

3 bd · 2.5 ba · 2,131 sqft · $258/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3057 ISLES WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3057 ISLES WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

3057 ISLES WAY FAQs

What would the monthly payment be for 3057 ISLES WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,043/mo — principal and interest, the actual property-tax bill, the $375/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3057 ISLES WAY?+

The association fee works out to $375 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3057 ISLES WAY?+

The most recent tax bill on record (2025) was $706. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3057 ISLES WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Smyrna Beach?+

At $545,000, this home is listed about 6% above the New Smyrna Beach median of $514,950. The market section on this page shows how the area is trending.

Which schools are assigned to 3057 ISLES WAY?+

Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$545,000 runs 48% above the NEW SMYRNA BEACH 32168 median — but at 2,086 sqft it's also 26% larger than the typical New Smyrna Beach listing.

02Time on market is leverage

148 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $545,900, now $545,000 — a $900 cut. The full history is in the market section below.

Listing courtesy of EXIT REAL ESTATE PROPERTY SOL · Carl Vasile. MLS #NS1087614.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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