5203 S ATLANTIC AVENUE UNIT 314B, NEW SMYRNA BEACH, FL, 32169
Active153 days on marketListed Mar 12, 2026MLS #NS1087611
About this home
5203 S ATLANTIC AVENUE UNIT 314B
Wake up to stunning ocean views in this beautifully updated 3-bedroom, 2.5 bath condo located in Smyrna Beach Club. Situated directly on the highly desirable no-drive beach, this property offers private beach access and a spacious balcony overlooking the breathtaking Atlantic Ocean. Inside, the open floor plan and large living and dining room windows fill the space with natural light and allow you to enjoy ocean views from nearly every room. The condo features luxury vinyl flooring in the bedrooms and wood-look tile throughout the rest of the unit and is being sold fully furnished, making it a perfect turnkey investment property, vacation home, or personal coastal retreat. Recent upgrades provide peace of mind and modern style, including a hot water heater replaced in 2020, barn-style sliding door installed in the master bathroom in 2022, French doors added between the master bedroom and dining room in 2022, all carpet removed and replaced with luxury vinyl flooring in 2024, the master and second bedrooms repainted in 2024, a brand new HVAC system installed in 2025 with a 10 year labor warranty, and new Pella sliding glass doors and dining room windows installed in 2025. Rental history is available upon request. Smyrna Beach Club is filled with fantastic amenities including a community pool, pickleball courts, shuffleboard, a clubhouse, and direct access to one of the most beautiful stretches of beach in New Smyrna. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,490
Sqft
0 ac
Lot size
1980
Year built
Two
Levels
$459
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,881 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,881/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs OCEAN VIEW TOWERS CONDO
$459 vs $247
Days on market
153 vs 70 typical
Where $459/sqft sits among the 10 homes for sale in OCEAN VIEW TOWERS CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32169 — neighborhood snapshot
Population
10,527
Median age
64.3
Median income
$99,260
Median home value
$485,400
Avg household
1.74
Households w/ children
373
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
1 of 10
OCEAN VIEW TOWERS CONDO have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 5203 S ATLANTIC AVENUE UNIT 314B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$280,000
401 Golden Isles Dr # 613, Hallandale Beach FL 33009 · same community
2 bd · 2 ba · 1,500 sqft · $187/sqft · 157 DOM
Sold · Jun ’26$258,000
401 Golden Isles Dr # 512, Hallandale Beach FL 33009 · same community
2 bd · 2 ba · 1,300 sqft · $198/sqft · 152 DOM
Sold · Mar ’26$245,000
401 Golden Isles Dr # 702, Hallandale Beach FL 33009 · same community
2 bd · 2 ba · 1,250 sqft · $196/sqft · 178 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5203 S ATLANTIC AVENUE UNIT 314B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5203 S ATLANTIC AVENUE UNIT 314B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5203 S ATLANTIC AVENUE UNIT 314B FAQs
What would the monthly payment be for 5203 S ATLANTIC AVENUE UNIT 314B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,881/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5203 S ATLANTIC AVENUE UNIT 314B?+
The most recent tax bill on record (2025) was $9,285. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5203 S ATLANTIC AVENUE UNIT 314B?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $684,000, this home is listed about 33% above the New Smyrna Beach median of $515,350. The market section on this page shows how the area is trending.
Which schools are assigned to 5203 S ATLANTIC AVENUE UNIT 314B?+
New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high), Read-Pattillo Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$684,000 runs 31% above the NEW SMYRNA BEACH 32169 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
153 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $725,000, now $684,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
$359,000
401 Golden Isles Dr # 505, Hallandale Beach FL 33009, HALLANDALE BEACH
2 bd · 2 ba · 1,300 sqft
$349,000
401 Golden Isles Dr # 908, Hallandale Beach FL 33009, HALLANDALE BEACH
2 bd · 2 ba · 1,300 sqft
$309,000
401 Golden Isles Dr # 302, Hallandale Beach FL 33009, HALLANDALE BEACH
2 bd · 2 ba · 1,250 sqft
Listing courtesy of NSB REALTY TEAM INC · Kate Rosenberg. MLS #NS1087611.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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