451 PALM DRIVE, NEW SMYRNA BEACH, FL, 32168
Active144 days on marketListed Mar 12, 2026MLS #NS1087601
About this home
451 PALM DRIVE
Located in the Oliver Estates neighborhood of New Smyrna Beach, this 3-bedroom, 2-bath home offers a comfortable layout and a convenient location close to everything the area has to offer. The home features a split floor plan with vaulted ceilings that create an open, spacious feel throughout the main living areas. Recent updates include a brand new roof and fresh interior paint, making it move-in ready. The primary suite includes a walk-in closet and a renovated shower, while the oversized 2-car garage provides plenty of room for vehicles, storage, or even a workshop area. Built with durable concrete block construction, the home is designed for lasting peace of mind. The new roof has a transferable warranty. Enjoy the outdoors from the spacious screened porch, perfect for relaxing during cooler evenings while overlooking a nice lawn with mature shade trees. With no HOA to worry about and a property that has never flooded, this home offers both freedom and peace of mind. Conveniently located with easy access to State Road 44, you're just minutes from shopping, dining, the beach and all the attractions of New Smyrna Beach.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,741
Sqft
0.22 ac
Lot size
2
Garage
1990
Year built
One
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,590 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,590/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.9%
$/sqft vs New Smyrna Beach actives
$215 vs $359
Days on market
144 vs 69 typical
Where $215/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Smyrna Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
NEW SMYRNA BEACH 32168 — neighborhood snapshot
Population
30,688
Median age
54.9
Median income
$72,967
Median home value
$310,200
Avg household
2.15
Households w/ children
2,507
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
212 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 451 PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$270,000
480 CAROLYN STREET
4 bd · 3 ba · 1,742 sqft · $155/sqft · 42 DOM
Sold · May ’26$440,000
423 PHILLIPS CREEK LANE
3 bd · 2 ba · 1,714 sqft · $257/sqft · 10 DOM
Sold · Oct ’25$330,000
2818 TATON TRACE
3 bd · 2 ba · 1,711 sqft · $193/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 451 PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 451 PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
451 PALM DRIVE FAQs
What would the monthly payment be for 451 PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,590/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 451 PALM DRIVE?+
The most recent tax bill on record (2025) was $673. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $375,000, this home is listed about 27% below the New Smyrna Beach median of $514,450. The market section on this page shows how the area is trending.
Which schools are assigned to 451 PALM DRIVE?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
144 days on market against a New Smyrna Beach median of 69 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $440,000, now $375,000 — a $65K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE KEYES COMPANY · Sylvan McElroy. MLS #NS1087601.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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