201 GARY AVENUE, OAK HILL, FL, 32759
Active150 days on marketListed Mar 2, 2026MLS #NS1087499
About this home
201 GARY AVENUE
Canal-front living in Indian Harbor Estates with an In-Law Suite offers a relaxed coastal lifestyle with the added flexibility or investment opportunity! many search for. This property features a main 1120 Sq Ft - 2-bedroom, 2 -bath main home plus a separate Approx. 250 sq ft 1-bedroom, 1-bath in-law suite, creating an ideal setup for extended stays, visiting guests, multi-generational living, or potential income-producing opportunities (buyer to verify local regulations and restrictions). Large laundry room with walk-in storage closet attached by covered breezeway. Recent updates provide peace of mind, including a Metal roof on the two car garage and guest house, a NEW tankless water heater, a NEW mini-split system, and NEW 200-amp electrical panel in the guest quarters. Gas is available at site for cooking and the home is on public sewer. A full-length engineered metal canopy system, approximately a $30,000 investment, provides structural coverage over the main home, carport for boat dry storage, motorcycles, golf carts, or vehicles adding protection and long-term value. Inside, the main residence offers a warm and inviting feel with hardwood flooring in main areas, a spacious concrete block living room addition, and a primary bedroom featuring a cedar walk-in closet. An ADA ramp provides convenient access to the main home. Outdoor spaces are designed to embrace the waterfront setting, from a brickwork patio and an upper deck overlooking the canal - to the lower sea wall with boat lift and storage shed for all your fishing gear in the boathouse. Direct access to the ICW. This unique property seamlessly combines incredible waterfront utility with comfortable living. Don’t miss your chance to own a piece of Old Florida charm! Search for the video by address online or click through the 3D tour attached to the listing! All information is deemed accurate but should be verified by buyer.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,370
Sqft
0.21 ac
Lot size
2
Garage
1968
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,342 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,342/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Oak Hill actives
$313 vs $209
Days on market
150 vs 37 typical
Where $313/sqft sits among the 17 Oak Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oak Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oak Hill. See the full Oak Hill guide →
OAK HILL 32759 — neighborhood snapshot
Population
2,941
Median age
52.6
Median income
$61,968
Median home value
$266,600
Avg household
2.68
Households w/ children
195
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oak Hill market
$300K → $488K
Oak Hill median sold, yr/yr
92.3%
Sale-to-list ratio (12 mo)
8 of 17
Oak Hill actives have cut their price
Median sold price, Oak Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the OAK HILL 32759 median. See the full Oak Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 201 GARY AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$268,000
160 GARY AVENUE · same community
3 bd · 2 ba · 1,152 sqft · $233/sqft · 19 DOM
Sold · Jul ’26$378,000
167 RANDLE AVENUE · same community
2 bd · 2 ba · 989 sqft · $382/sqft · 628 DOM
Sold · May ’26$625,000
214 GARY AVENUE · same community
3 bd · 3 ba · 2,980 sqft · $210/sqft · 38 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 201 GARY AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 201 GARY AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
201 GARY AVENUE FAQs
What would the monthly payment be for 201 GARY AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,342/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 201 GARY AVENUE?+
The most recent tax bill on record (2025) was $5,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oak Hill?+
At $429,000, this home is listed about 41% above the Oak Hill median of $304,000. The market section on this page shows how the area is trending.
Which schools are assigned to 201 GARY AVENUE?+
Indian River Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$429,000 runs 65% above the OAK HILL 32759 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
150 days on market against a Oak Hill median of 37 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $434,000, now $429,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LOCAL LIVING REALTY GROUP · Hayley Vezza. MLS #NS1087499.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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