4631 S ATLANTIC AVENUE UNIT 8601, PONCE INLET, FL, 32127
Active169 days on marketListed Feb 20, 2026MLS #NS1087404
About this home
4631 S ATLANTIC AVENUE UNIT 8601
Private Ponce Inlet paradise awaits from this highly-coveted, northeast-corner condo that provides postcard-worthy panoramas of the Atlantic coastline. Imagine a full-time or seasonal lifestyle from this spacious, 6th floor executive-level residence nestled directly along a secluded, traffic-free beach. Featuring two living areas, a western exposure for mesmerizing sunset scenes, and ocean views from every bedroom, this condo retreat is ideal for entertaining and enjoyment year-round. The welcoming open kitchen provides stainless steel appliances, granite counters, ample cabinetry and a tile backsplash. The oversized primary suite provides direct oceanfront scenes with balcony access, while in the primary bathroom you will find a dual sink vanity, an updated walk-in shower, and a relaxing soaking tub. Both additional bedrooms also enjoy private, ensuite bathrooms. Enjoy the peace of mind of new storm shutters installed in 2024, a new A/C in 2022, and newer carpeting, paint and furnishings. Owner financing available. At Towers Nine residents enjoy the private and peaceful no-drive beach of Ponce Inlet with community amenities that include an oceanfront heated pool, a jacuzzi, a remodeled clubroom, secured underground parking, secured condo entry, a fitness center, and more. Towers Nine was extensively renovated in 2024, including a raised sea wall, new landscaping, upgraded key systems and more. Please ask for further details. Come take in the scenes from this stunning, sixth-floor sky home today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,337
Sqft
2.48 ac
Lot size
1
Garage
2000
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,319 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,319/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.3%
$/sqft vs Ponce Inlet actives
$342 vs $371
Days on market
169 vs 116 typical
Where $342/sqft sits among the 46 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
27 of 46
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4631 S ATLANTIC AVENUE UNIT 8601
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$800,000
4631 S ATLANTIC AVENUE UNIT 8207 · same community
3 bd · 3 ba · 2,350 sqft · $340/sqft · 0 DOM
Sold · Aug ’25$699,000
4631 S ATLANTIC AVENUE UNIT 8503 · same community
3 bd · 3 ba · 1,876 sqft · $373/sqft · 338 DOM
Sold · Mar ’26$557,500
4631 S ATLANTIC AVENUE UNIT 8702 · same community
2 bd · 2 ba · 1,672 sqft · $333/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4631 S ATLANTIC AVENUE UNIT 8601 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4631 S ATLANTIC AVENUE UNIT 8601 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4631 S ATLANTIC AVENUE UNIT 8601 FAQs
What would the monthly payment be for 4631 S ATLANTIC AVENUE UNIT 8601?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4631 S ATLANTIC AVENUE UNIT 8601?+
The most recent tax bill on record (2025) was $6,575. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4631 S ATLANTIC AVENUE UNIT 8601?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $799,000, this home is listed about 30% above the Ponce Inlet median of $615,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4631 S ATLANTIC AVENUE UNIT 8601?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$799,000 runs 95% above the PONCE INLET 32127 median — but at 2,337 sqft it's also 23% larger than the typical Ponce Inlet listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $869,000, now $799,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 386REALESTATE.COM · Kevin Kling. MLS #NS1087404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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