2101 HILL STREET, NEW SMYRNA BEACH, FL, 32169
Active169 days on marketListed Feb 23, 2026MLS #NS1087378
About this home
2101 HILL STREET
Exceptional Direct Oceanfront Opportunity with Proven Income Potential. Located at 2101 Hill Street in New Smyrna Beach, this direct oceanfront residence presents a rare opportunity to combine lifestyle and investment in one of the area’s most desirable beachfront settings. Surrounded by luxury homes and positioned along a premier oceanfront stretch, the property offers uninterrupted Atlantic views and immediate beach access. Built with solid block construction for durability, the home has been thoughtfully updated while preserving the timeless character of a classic coastal retreat. Expansive outdoor living is anchored by a spacious concrete balcony showcasing panoramic ocean views — ideal for relaxing, entertaining, and fully embracing the beachfront lifestyle. The property has demonstrated strong rental performance and benefits from full-time short-term rental rights — a significant advantage in today’s regulatory environment. Whether utilized as a personal oceanfront escape, seasonal residence, or income-producing asset, the flexibility is exceptional. Adding to its long-term appeal, recent dune stabilization improvements, including installed TrapBags, provide enhanced shoreline protection and peace of mind. Beyond its current footprint, the property offers remarkable development potential, with the opportunity to build an additional 5,000± square foot luxury residence complete with pool and expanded outdoor living spaces. This creates the rare possibility to further elevate rental income or design a premier $5M coastal estate. An exceptional oceanfront offering delivering location, durability, income capability, and future upside — all in the heart of New Smyrna Beach. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
1,952
Sqft
0.38 ac
Lot size
1946
Year built
Two
Levels
$1,124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,629 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,629/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$1,124 vs $365
Days on market
169 vs 68 typical
Where $1,124/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Coronado Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Coronado Beach — neighborhood snapshot
Population
3,992
Median age
63
Median income
$118,703
Median home value
$433,870
Avg household
2
Households w/ children
173
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
208 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 318% above the NEW SMYRNA BEACH 32169 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2101 HILL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$475,000
813 E 11TH AVENUE
4 bd · 3 ba · 1,924 sqft · $247/sqft · 3 DOM
Sold · Oct ’25$1,075,000
1705 S ATLANTIC AVENUE UNIT 502
3 bd · 3 ba · 2,000 sqft · $538/sqft · 178 DOM
Sold · Jan ’26$925,000
1705 S ATLANTIC AVENUE UNIT 603
3 bd · 3 ba · 2,000 sqft · $463/sqft · 252 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2101 HILL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2101 HILL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2101 HILL STREET FAQs
What would the monthly payment be for 2101 HILL STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2101 HILL STREET?+
The most recent tax bill on record (2025) was $21,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in New Smyrna Beach?+
At $2,195,000, this home is listed about 326% above the New Smyrna Beach median of $514,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2101 HILL STREET?+
Coronado Beach Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,195,000 runs 318% above the NEW SMYRNA BEACH 32169 median — but at 1,952 sqft it's also 17% larger than the typical New Smyrna Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
169 days on market against a New Smyrna Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Coronado Beach Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Coronado Beach Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BARSOTTELLI PRIME REAL ESTATE · Ignacio Barsottelli. MLS #NS1087378.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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