David Ramirez
$399,999$427,0003 bd2 ba1,724 sqft$232 /sqft$2,692 /mo all-in ↓

3330 WILLOW OAK DRIVE, EDGEWATER, FL, 32141

Active160 days on marketListed Feb 13, 2026MLS #NS1087345

Reduced $27KSingle Family ResidenceFLORIDA SHORES 01

About this home

3330 WILLOW OAK DRIVE

Built in 2022, this solid block construction high and dry home has never flooded and sits on a spacious corner lot with no HOA, offering the freedom and flexibility you’ve been looking for. Whether you have an RV and/or boat, there’s plenty of parking space for both, plus a 50-amp RV hookup already in place. Inside, the home feels fresh, modern, and move-in ready with newly installed luxury vinyl plank flooring throughout, creating a seamless, stylish look from room to room. The kitchen shines with a designer backsplash that adds the perfect touch of personality and polish. The living area is warm and inviting thanks to custom built-ins surrounding a sleek electric fireplace with mantle, creating a beautiful focal point for cozy nights or entertaining guests. A custom accent wall in the entry adds an upscale, welcoming first impression the moment you walk through the door. This home blends modern finishes, thoughtful upgrades, and practical outdoor space — ideal for homeowners who want comfort inside and freedom outside.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,724

Sqft

0.23 ac

Lot size

2

Garage

2022

Year built

One

Levels

$232

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · L Dining · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System · Lighting · Private Mailbox · Private Yard · RV Hookup

Community & fees

Taxes (2025)$0/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,692 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Property tax — 2025 actual bill$0
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,000
Interest rate6.00%
Loan term

Estimated payment

$3,058/mo

Principal & interest$2,355
FHA mortgage insurance (est.)$177
Est. property taxes$367
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$301KedgeAI estimate $343,140 · range $314K$382K$416K

vs edgeAI estimate

+16.6%

Days on market

160 vs 39 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Florida Shores

Map of 3330 WILLOW OAK DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Edgewater. See the full Edgewater guide →

Florida Shores — neighborhood snapshot

Population

13,275

Median age

47

Median income

$58,578

Median home value

$253,859

Avg household

2

Households w/ children

1,359

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the EDGEWATER 32141 median. See the full Edgewater market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,999 $27K
Feb 13, 2026Listed at $427,000 · 160 days on market since
2022Built · FLORIDA SHORES 01

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3330 WILLOW OAK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3330 WILLOW OAK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3330 WILLOW OAK DRIVE FAQs

What would the monthly payment be for 3330 WILLOW OAK DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,692/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3330 WILLOW OAK DRIVE?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Edgewater?+

At $399,999, this home is listed about 21% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3330 WILLOW OAK DRIVE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$399,999 runs 29% above the EDGEWATER 32141 median.

02Time on market is leverage

160 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $427,000, now $399,999 — a $27K cut. The full history is in the market section below.

Listing courtesy of COLLADO REAL ESTATE · Chad Erickson. MLS #NS1087345.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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