David Ramirez
$300,000$319,0003 bd2 ba1,695 sqft$177 /sqft$2,400 /mo all-in ↓

113 FISHERMANS COVE DRIVE, EDGEWATER, FL, 32141

Active184 days on marketListed Feb 4, 2026MLS #NS1087262

Priced 5% below the EDGEWATER 32141 medianReduced $19KPrivate poolSingle Family ResidenceFISHERMANS COVE

About this home

113 FISHERMANS COVE DRIVE

A new listing located in a secure gated community. This home features a functional layout including 3 bedrooms and 2 full bathrooms. Upon entering the foyer, you will find two guest bedrooms that share a full bathroom. The heart of the home offers an open floor plan leading into a spacious family room with a clear view of the backyard. The kitchen features a breakfast bar, an island, and opens to the dining room with a complete set of stainless steel appliances.All information intended to be accurate but cannot be guaranteed. The primary suite serves as a private retreat, complete with a walk-in shower and a generous walk-in closet. Outside, the property includes a fully fenced-in yard and an above-ground pool, perfect for enjoying those hot Florida days. Additional highlights include a dedicated laundry room with a washer and dryer, a lanai, and hurricane shutters for added peace of mind.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,695

Sqft

0.13 ac

Lot size

2

Garage

2017

Year built

One

Levels

$177

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouth
ExteriorHurricane Shutters · Sidewalk

Community & fees

HOA fee$116/mo
Taxes (2025)$2,703/yr
PetsYes
CommunityGated Community - No Guard

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,400 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$225
HOA fee — from the listing$116
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,400/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$225
HOA / condo fee$116
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Edgewater actives

$177 vs $202

Days on market

184 vs 50 typical

Where $177/sqft sits among the 144 Edgewater actives

44 · this home
53
20
12
3
12
$147–185$185–224$224–262$262–300$300–339$339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Map of 113 FISHERMANS COVE DRIVE

Drive times from this address

Orlando Int’l Airport (MCO)69 min
Downtown Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Edgewater. See the full Edgewater guide →

EDGEWATER 32141 — neighborhood snapshot

Population

18,442

Median age

54.2

Median income

$61,110

Median home value

$244,000

Avg household

2.21

Households w/ children

1,591

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

75 of 144

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the EDGEWATER 32141 median. See the full Edgewater market guide →

Paper trail

This home's history

CurrentPrice reduced to $300,000 $19K
Feb 4, 2026Listed at $319,000 · 184 days on market since
2017Built · FISHERMANS COVE

Reality check

What actually sold near 113 FISHERMANS COVE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1260 SE Saint Lawrence Way, Stuart FL 34997Sold · Nov ’25

$275,000

1260 SE Saint Lawrence Way, Stuart FL 34997 · same community

3 bd · 2 ba · 1,275 sqft · $216/sqft · 11 DOM

4171 SE Geneva Drive, Stuart FL 34997Sold · Mar ’26

$257,500

4171 SE Geneva Drive, Stuart FL 34997 · same community

3 bd · 2 ba · 1,263 sqft · $204/sqft · 47 DOM

1082 SE Saint Lawrence Way, Stuart FL 34997Sold · Jan ’26

$160,000

1082 SE Saint Lawrence Way, Stuart FL 34997 · same community

2 bd · 2 ba · 1,208 sqft · $132/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 113 FISHERMANS COVE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 113 FISHERMANS COVE DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

113 FISHERMANS COVE DRIVE FAQs

What would the monthly payment be for 113 FISHERMANS COVE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,400/mo — principal and interest, the actual property-tax bill, the $116/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 113 FISHERMANS COVE DRIVE?+

The association fee works out to $116 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 113 FISHERMANS COVE DRIVE?+

The most recent tax bill on record (2025) was $2,703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 113 FISHERMANS COVE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Edgewater?+

At $300,000, this home is listed about 8% below the Edgewater median of $324,900. The market section on this page shows how the area is trending.

Which schools are assigned to 113 FISHERMANS COVE DRIVE?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the EDGEWATER 32141 market on paper

$300,000 is 5% below the EDGEWATER 32141 median of $314,495, and at $177/sqft it sits under the Edgewater average of $228.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

184 days on market against a Edgewater median of 50 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $319,000, now $300,000 — a $19K cut. The full history is in the market section below.

Listing courtesy of REALTY PROS ASSURED · Robab Tavakoli. MLS #NS1087262.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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