1098 RED MAPLE WAY, NEW SMYRNA BEACH, FL, 32168
Active189 days on marketListed Jan 26, 2026MLS #NS1087085
About this home
1098 RED MAPLE WAY
This beautifully maintained and spacious 3 bedroom, 2½ bath home with a deep 2 car garage plus an additional golf cart garage includes second buildable lot located in the desirable Sugar Mill Country Club community. The flexible floor plan offers the potential for a fourth bedroom with the addition of a closet or armoire. This home offers comfortable living spaces with abundant natural light from the many windows overlooking grassy yards. The well-appointed kitchen with generous wood cabinets, stainless appliances, quartz countertops, oversize kitchen bar and pantry are a chef's dream. Custom built-ins enhance both the living area and dining room. The elegant vaulted ceilings can be found throughout the living room, dining room, kitchen, primary bedroom, and en-suite bathroom. Additional bedrooms are spacious and complete with updated built-ins with a dedicated, closed off media room. The home is equipped with a Generac natural gas generator and a central vacuum system for added convenience. This home is located on the driving range of the premier 27-hole golf course with an easy golf cart ride to Sugar Mill Country club. On the west side of an expansive double lot, this home overlooks lush manicured lawns and beautiful trees. Shopping, dining, beaches, Historic Canal Street and Flagler Ave are close by.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
3,269
Sqft
0.44 ac
Lot size
2
Garage
2004
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,142 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,142/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$159 vs $354
Days on market
189 vs 57 typical
Where $159/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sugar Mill Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Sugar Mill Country Club — neighborhood snapshot
Population
1,135
Median age
59
Median income
$87,263
Median home value
$458,000
Avg household
2
Households w/ children
145
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$438K → $449K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1098 RED MAPLE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$720,000
1074 RED MAPLE WAY · same community
4 bd · 3.5 ba · 3,341 sqft · $216/sqft · 21 DOM
Sold · Apr ’26$630,000
1108 LOCH LAGGAN COURT · same community
3 bd · 3.5 ba · 3,141 sqft · $201/sqft · 39 DOM
Sold · Mar ’26$530,000
1100 LOCH LINNHE COURT · same community
3 bd · 2.5 ba · 2,419 sqft · $219/sqft · 336 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1098 RED MAPLE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1098 RED MAPLE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1098 RED MAPLE WAY FAQs
What would the monthly payment be for 1098 RED MAPLE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,142/mo — principal and interest, the actual property-tax bill, the $330/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1098 RED MAPLE WAY?+
The association fee works out to $330 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1098 RED MAPLE WAY?+
The most recent tax bill on record (2025) was $4,331. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1098 RED MAPLE WAY?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $520,000, this home is listed about 2% above the New Smyrna Beach median of $510,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1098 RED MAPLE WAY?+
Chisholm Elementary School (elementary), New Smyrna Beach High School (high), New Smyrna Beach Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$520,000 runs 41% above the NEW SMYRNA BEACH 32168 median — but at 3,269 sqft it's also nearly twice the size of the typical New Smyrna Beach listing.
02Golf Course & Trees/Woods views
The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
189 days on market against a New Smyrna Beach median of 57 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Chisholm Elementary School, New Smyrna Beach High School, New Smyrna Beach Middle School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $750,000, now $520,000 — a $230K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLLADO REAL ESTATE · Pat Collado. MLS #NS1087085.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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